Sold
8274 Anchor Bay Drive, MI 48001
Sold on 10/27/2025 for$561,600
MLS # 50189046 (MiRealSource)
4 beds1 bath1,750 sqftBuilt 19500.15 acres
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Listing Description
Welcome to waterfront living on Anchor Bay! This 4-bedroom, 1.5-bath home offers hardwood flooring throughout the entry level and a spacious layout featuring a living room, formal dining room, and kitchen with stainless steel appliances. Enjoy year-round views from the 4-season porch—perfect for sunsets or morning coffee. Upstairs and downstairs each have their own A/C units, with the upstairs system replaced just 4 years ago. The large attic provides potential to finish for additional living space. Recent updates include a new roof and upstairs windows (2023). Outside, this property is designed for entertaining with a unique 2-car “drive-through” garage and an additional 2.5-car garage across the street on the canal side, complete with an unfinished loft space. There is a jet ski crane on the canal side. With its flexible layout and unbeatable location on Anchor Bay, this home makes an excellent primary residence, vacation retreat, or Airbnb opportunity.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,750 sq ft home in Clay Township in Michigan built in 1950.
Closed at $561,600 (about $321/sq ft).
Broadband is available with download speeds up to 1,200 Mbps from 5 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,750 sqft
Lot Size0.15 acres
Year Built1950
Location
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionOther
BasementCrawl Space
Garage4.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed9/18/2025
Sold Date10/26/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ashley Haack
Realteam Real Estate
Frequently Asked Questions about 8274 Anchor Bay Drive, MI 48001
What school district is 8274 Anchor Bay Drive, MI 48001 in?
Per MLS# 50189046, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8274 Anchor Bay Drive, MI 48001?
Per MLS# 50189046, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8274 Anchor Bay Drive, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8274 Anchor Bay Drive, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8274 Anchor Bay Drive, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8274 Anchor Bay Drive, MI 48001. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,794
Principal & interest$3,794
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8274 Anchor Bay Drive, MI 48001
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Municipality
Clay Township
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