Sold
8321 O'Dowling Drive, Onsted, MI 49265
Sold on 08/12/2025 for$1,200,000
MLS # 25033972 (Michigan Regional Information Center (MichRIC))
5 beds5 baths5,321 sqftBuilt 20040.59 acres
1 / 107
Listing Description
Welcome to lake living at its finest on private, all-sports 600+ acre Loch Erin! This stunning 5-bedroom, 5-bath home offers 5,100 square feet of beautifully designed living space, set on a level lot with 100 feet of prime frontage and private sandy beach—perfect for swimming with its clay bottom and no weeds. Inside, you'll find a first-floor primary ensuite, a gourmet kitchen with an oversized island and abundant storage, and an expansive dining room ideal for hosting. Natural light floods the home throughout the day, enhancing the peaceful ambiance. Entertainment abounds with a golf simulator/movie room and a billiard room complete with a bar. Step outside to enjoy gorgeous sunsets, spectacular fireworks, and a quiet street with friendly neighbors.
Source: SparkMLS
About this home
This 5-bedroom, 5-bath, 5,321 sq ft home built in 2004 sits in Cambridge Township in Onsted.
Closed at $1,200,000 (about $226/sq ft).
Estimated annual property tax: $9,552, or about $796 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area5,321 sqft
Lot Size0.59 acres
Year Built2004
Stories2
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted Community Schools
Construction & Systems
StyleContemporary, Traditional
ConstructionStone
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCenter Island, Pantry
Sale & Financing
Listed7/10/2025
Sold Date8/11/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,552
Tax Year2024
Assessed Value$348,791
Parcel #CA0-822-0530-00
Source: SparkMLS
Legal Description
UNIT 53, GILGAL POINTE SITE CONDO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by ANNIE G HOOVER
ERA REARDON - BROOKLYN
Frequently Asked Questions about 8321 O'Dowling Drive, Onsted, MI 49265
What school district is 8321 O'Dowling Drive, Onsted, MI 49265 in?
Per MLS# 25033972, this property is served by Onsted Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25033972, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25033972, the most recent reported annual property tax for 8321 O'Dowling Drive, Onsted, MI 49265 is $9,552 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8321 O'Dowling Drive, Onsted, MI 49265 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8321 O'Dowling Drive, Onsted, MI 49265 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8321 O'Dowling Drive, Onsted, MI 49265?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$7,783
Principal & interest$7,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
9 providers at this address
XfinityCable
1.2 Gbps1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8321 O'Dowling Drive, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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