For Sale
8468 Portage Point Drive, Onekama, MI 49675
$1,450,000
MLS # 26021002 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,558 sqftBuilt 19120.07 acres
1 / 49
Listing Description
Vintage Portage Lake cottage with 80 feet of private Portage Lake frontage with beautiful ripple sand shoreline, plus direct boating access to Lake Michigan. Located on the Portage Point peninsula, this property offers a rare opportunity in one of Onekama's most sought-after waterfront settings, where Portage Lake, Lake Michigan, sandy beaches, and the quiet beauty of Northern Michigan all come together. The cottage is tucked into the wooded side of the property across the road from the water, creating a private Up North setting with beautiful views of Portage Lake from the spacious deck. Across Portage Point Drive, the waterfront parcel offers 80 feet of private frontage, ripple sand shoreline, dock space, and a fun lakeside tiki hut where friends and family gather on sunny days. Inside, the cottage has a warm vintage feel with knotty pine interior spaces, a fireplace, an updated kitchen with granite countertops and stainless appliances, and cable internet for those who want to stay
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,558 sq ft home built in 1912 sits in Onekama.
Asking $1,450,000 (about $931/sq ft).
Estimated annual property tax: $8,799, or about $733 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,558 sqft
Lot Size0.07 acres
Year Built1912
Stories2
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleOther
ConstructionOther
BasementCrawl Space
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,799
Tax Year2025
Assessed Value$296,436
Parcel #51-11-410-056-00/125-00
Source: SparkMLS
Legal Description
Length Legal - See Attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jon M Zickert
Real Estate One Beulah
Frequently Asked Questions about 8468 Portage Point Drive, Onekama, MI 49675
What school district is 8468 Portage Point Drive, Onekama, MI 49675 in?
Per MLS# 26021002, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021002, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021002, the most recent reported annual property tax for 8468 Portage Point Drive, Onekama, MI 49675 is $8,799 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8468 Portage Point Drive, Onekama, MI 49675 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8468 Portage Point Drive, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
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Monthly payment$9,405
Principal & interest$9,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8468 Portage Point Drive, Onekama, MI 49675
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