For Sale
86 Spinnaker Drive, Manistee, MI 49660
$430,000
MLS # 26021162 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,756 sqftBuilt 19970 acres
1 / 49
Listing Description
This condominium's location is fantastic! This 2-bedroom 2.5 bath condo is located near 5th Ave beach in Harbor Village. Steps away from the outdoor pool and spa, this condo has been tastefully remodeled the main level features updated hickory flooring as well as quartz counter tops in the recently updated kitchen. There are 2 bedrooms and a full bath on upper level with a bonus sitting area the main level is very spacious and ready to entertain. This unit also has a 1 car attached garage. Harbor Village is a beautiful development on the shores of Lake Michigan and features the following amenities Outdoor pool & spa that is Fenced in and an Indoor pool & spa and an updated playground and Volleyball court, Firepit area, fully equipped Fitness center. There is also a marina. Call today for a showing of this beautiful condominium! Seller to give a $5000.00 credit towards buyers closing cost.
Source: SparkMLS
About this home
Located in Manistee in Manistee, this property offers 2-bedroom, 3-bath, 1,756 sq ft, with original construction dating to 1997.
Listed at $430,000 (about $245/sq ft).
Annual property taxes run approximately $5,391 ($449/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,756 sqft
Year Built1997
Stories3
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/8/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$390 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$7,843
Tax Year2025
State Equalized Value$197,700
Taxable Value$181,470
Assessed Value$176,700
Homestead (PRE)100%
Parcel #51-267-006-25
Source: Public Records
Legal Description
Lakeview Condominiums Unit #25 BLDG 6 86 Spinnaker.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Cnudde
Coldwell Banker ALM REALTY
Frequently Asked Questions about 86 Spinnaker Drive, Manistee, MI 49660
Which school district serves 86 Spinnaker Drive, Manistee, MI 49660?
Per MLS# 26021162, 86 Spinnaker Drive, Manistee, MI 49660 is in the Manistee boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Manistee directly to confirm enrollment eligibility.
What financing options are available for 86 Spinnaker Drive, Manistee, MI 49660?
Per MLS# 26021162, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 86 Spinnaker Drive, Manistee, MI 49660?
Per public tax records, annual property taxes for this property are $7,843 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 86 Spinnaker Drive, Manistee, MI 49660 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 86 Spinnaker Drive, Manistee, MI 49660 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 86 Spinnaker Drive, Manistee, MI 49660?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$5,391
Monthly$449
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,628
Principal & interest$2,789
Property taxes$449
HOA$390
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
86 Spinnaker Drive, Manistee, MI 49660
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Municipality
Manistee
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