Under Contract
8615 Indian Bay Road, Montague, MI 49437
$274,900
MLS # 26023744 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,775 sqftBuilt 19611.12 acres
1 / 31
Listing Description
3-bedroom, 2-bath home on a corner lot in the Montague School District offering country living with an inground swimming pool and multiple gathering spaces. The fenced pool area features a figure-8 pool designed deep enough for diving with a slide, plus a 3-season recreation room with an extra-long bar and wood-burning stove for cooler weather use. The basement includes a second kitchen and large family room. One main-floor bathroom has been professionally renovated with double sinks. Additional updates include vinyl flooring, roof replacement around 2016, and high-efficiency furnace and water heater new in 2018. Situated on over an acre just one block from Old Channel Trail Golf Course and approximately 5 minutes from Lake Michigan beaches. Pool has not yet been opened for the season; photos show prior seasonal appearance. Opportunity to add your own cosmetic updates and finishing touches.
Source: SparkMLS
About this home
Located in White River Township in Montague, this property offers 3-bedroom, 2-bath, 1,775 sq ft, with original construction dating to 1961.
Asking $274,900 (about $155/sq ft).
Property tax estimate: $3,638 per year ($303/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,775 sqft
Lot Size1.12 acres
Year Built1961
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed5/20/2026
Original Price$279,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,638
Tax Year2025
Assessed Value$107,700
Parcel #01-123-400-0022-00
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 23 T12N R18W E 330 FT OF S 264 FT OF S 1/2 OF SE 1/4 EXC N 115.5 FT THEREOF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bradley Irey
Lakeshore Connection Real Est.
Frequently Asked Questions about 8615 Indian Bay Road, Montague, MI 49437
What school district is 8615 Indian Bay Road, Montague, MI 49437 in?
Per MLS# 26023744, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8615 Indian Bay Road, Montague, MI 49437?
Per MLS# 26023744, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023744, the most recent reported annual property tax for 8615 Indian Bay Road, Montague, MI 49437 is $3,638 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8615 Indian Bay Road, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8615 Indian Bay Road, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Monthly payment$1,783
Principal & interest$1,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8615 Indian Bay Road, Montague, MI 49437
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Municipality
White River Township
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