Sold
863 E Wilcox Avenue, White Cloud, MI 49349
Sold on 01/05/2026 for$199,000
MLS # 25058139 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,005 sqftBuilt 19900.37 acres
1 / 35
Listing Description
Welcome to 863 E Wilcox Avenue in White Cloud, Michigan, a spacious and inviting 4 bedroom, 2 bathroom home with over 2,000 finished square feet of comfortable living space, perfect for remote workers or anyone who values room to spread out. Step inside and you'll be welcomed by a spacious living room centered around a stunning stone fireplace, creating a warm and inviting atmosphere the moment you enter. From there, the generous layout unfolds to include a designated office, a large kitchen with abundant counter and cupboard space, and a main floor bedroom that could easily serve as the main bedroom. Upstairs you'll find three of the home's bedrooms along with the second full bath, offering privacy and functionality for guests.
Source: SparkMLS
About this home
Located in White Cloud in White Cloud, this property offers 4-bedroom, 2-bath, 2,005 sq ft, with original construction dating to 1990.
Closed at $199,000 (about $99/sq ft).
Annual property taxes run approximately $1,801 ($150/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,005 sqft
Lot Size0.37 acres
Year Built1990
Stories2
Location
CityWhite Cloud
MunicipalityWhite Cloud City
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud Public Schools
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementOther
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Hot Tub Spa
Sale & Financing
Listed11/12/2025
Sold Date1/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$1,801
Tax Year2024
Assessed Value$37,507
Parcel #15-05-103-012
Source: SparkMLS
Legal Description
LOT 480 VILLAGE OF MORGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Donald O Dowland
LPT Realty
Frequently Asked Questions about 863 E Wilcox Avenue, White Cloud, MI 49349
Which school district serves 863 E Wilcox Avenue, White Cloud, MI 49349?
Per MLS# 25058139, 863 E Wilcox Avenue, White Cloud, MI 49349 is in the White Cloud Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Cloud Public Schools directly to confirm enrollment eligibility.
What financing options are available for 863 E Wilcox Avenue, White Cloud, MI 49349?
Per MLS# 25058139, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 863 E Wilcox Avenue, White Cloud, MI 49349?
Per public tax records, annual property taxes for this property are $1,801 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 863 E Wilcox Avenue, White Cloud, MI 49349 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 863 E Wilcox Avenue, White Cloud, MI 49349 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 863 E Wilcox Avenue, White Cloud, MI 49349. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 863 E Wilcox Avenue, White Cloud, MI 49349?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White Cloud City police department or the Newaygo County sheriff's office.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
10 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsNCATSLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
863 E Wilcox Avenue, White Cloud, MI 49349
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Municipality
White Cloud
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