Sold
8735 Indian Bay Road, Montague, MI 49437
Sold on 01/14/2026 for$215,000
MLS # 25059800 (Michigan Regional Information Center (MichRIC))
1 bed1 bath720 sqftBuilt 19701.2 acres
1 / 46
Listing Description
Welcome to a beautifully updated home tucked away on a private 1.2 acre setting in one of Montague's most peaceful areas. The entire property is enclosed with a black coated chain link fence and two cantilever gates, offering both privacy and peace of mind, especially if you have animals who enjoy room to roam. A circle drive adds convenience for guests and easy parking. Surrounded by mature trees and natural landscape, this location places you only minutes from Lake Michigan beaches, Old Channel Golf Course, and a wide range of outdoor recreation. The home has been thoughtfully renewed from top to bottom. The exterior includes new siding, roofing, windows, and doors, and a spacious deck off the back creates a great outdoor gathering space. A sliding door from the bedroom opens directly onto the deck, filling the room with natural light and connecting the indoors with the wooded surroundings.
Source: SparkMLS
About this home
1-bedroom, 1-bath, 720 sq ft home in White River Township in Montague built in 1970.
Closed at $215,000 (about $299/sq ft).
Estimated annual property tax: $1,484, or about $124 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 6 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area720 sqft
Lot Size1.2 acres
Year Built1970
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed11/24/2025
Sold Date1/13/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,484
Tax Year2025
Assessed Value$43,466
Parcel #01-123-400-0016-00
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 23 T12N R18W N 300 FT OF S 964 FT OF E 175 FT OF S 1/2 OF SE 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dylan Zuniga
Five Star Real Estate Whitehall
Frequently Asked Questions about 8735 Indian Bay Road, Montague, MI 49437
What school district is 8735 Indian Bay Road, Montague, MI 49437 in?
Per MLS# 25059800, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8735 Indian Bay Road, Montague, MI 49437?
Per MLS# 25059800, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059800, the most recent reported annual property tax for 8735 Indian Bay Road, Montague, MI 49437 is $1,484 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8735 Indian Bay Road, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8735 Indian Bay Road, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8735 Indian Bay Road, Montague, MI 49437?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,362
Principal & interest$1,362
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatellite
6 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsTruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8735 Indian Bay Road, Montague, MI 49437
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Municipality
White River Township
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