For Sale
880 W Lincoln Avenue, White Cloud, MI 49349
$199,900
MLS # 26019772 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,056 sqftBuilt 19550.22 acres
1 / 24
Listing Description
Escape to your own slice of ''Up North'' charm with this inviting 2-bedroom, 1-bath cottage just a short stroll from all-sports Diamond Lake. Tucked into a peaceful setting, this getaway is all about slowing down and soaking in lake life--morning coffee on the porch, evenings by the fire, and days spent out on the water. Enjoy shared lake access, plus a nearby public access for easy boat launches and endless summer fun. Offered furnished, it's ready for you to settle in and start making memories from day one. A detached garage provides plenty of space for your lake toys, whether it's kayaks, fishing gear, or ATVs. Whether you're looking for a weekend retreat or a cozy place to unwind all season long, this cottage is ready to welcome you home. Let the lake days begin!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,056 sq ft home built in 1955 sits in White Cloud.
Currently offered at $199,900 (about $189/sq ft).
Annual property taxes run approximately $2,243 ($187/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,056 sqft
Lot Size0.22 acres
Year Built1955
Stories1
Location
CityWhite Cloud
MunicipalityLincoln Twp-Newaygo
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/3/2026
Original Price$209,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$150 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,243
Tax Year2025
Assessed Value$43,533
Parcel #10-14-426-004
Source: SparkMLS
Legal Description
LOTS 1 TO 4 INCL BLK 1 ADD B TO DIAMOND PARK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lori Brock
RiverTown Real Estate, LLC
Frequently Asked Questions about 880 W Lincoln Avenue, White Cloud, MI 49349
Which school district serves 880 W Lincoln Avenue, White Cloud, MI 49349?
Per MLS# 26019772, 880 W Lincoln Avenue, White Cloud, MI 49349 is in the White Cloud boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Cloud directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26019772, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 880 W Lincoln Avenue, White Cloud, MI 49349?
Per public tax records, annual property taxes for this property are $2,243 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 880 W Lincoln Avenue, White Cloud, MI 49349 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 880 W Lincoln Avenue, White Cloud, MI 49349 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 880 W Lincoln Avenue, White Cloud, MI 49349?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp-Newaygo police department or the Newaygo County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,310
Principal & interest$1,297
HOA$13
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
880 W Lincoln Avenue, White Cloud, MI 49349
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