Sold
8840 W Ludington Drive, Lake, MI 48632
Sold on 09/11/2025 for$72,250
MLS # 25041213 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,050 sqftBuilt 19560.84 acres
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Listing Description
Home is set back from the road. Home features a kitchen- dining area. Large livingroom with 1st floor laundry. Home features a unique 2 car detached garage with an office area and loft with a half bath. Home is sold in ''as is'' condition. EMD held by seller's title co.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,050 sq ft home built in 1956 sits in Lake.
Final sale price: $72,250 (about $69/sq ft).
Property tax estimate: $1,000 per year ($83/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,050 sqft
Lot Size0.84 acres
Year Built1956
Stories1
Location
CityLake
MunicipalityGarfield Twp
Zip Code48632
CountyClare
School DistrictFarwell Area Schools
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed8/13/2025
Sold Date9/10/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,000
Tax Year2024
Assessed Value$59,100
Parcel #01332000700
Source: SparkMLS
Legal Description
T17N R6W SEC 15 8840 W LUDINGTON DR LOTS 7 & 8 OMANS GARFIELD ACRES SUPERVISORS PLAT OF.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Francine Willingham
Willingham Real Estate
Frequently Asked Questions about 8840 W Ludington Drive, Lake, MI 48632
What school district is 8840 W Ludington Drive, Lake, MI 48632 in?
Per MLS# 25041213, this property is served by Farwell Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25041213, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25041213, the most recent reported annual property tax for 8840 W Ludington Drive, Lake, MI 48632 is $1,000 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8840 W Ludington Drive, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8840 W Ludington Drive, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8840 W Ludington Drive, Lake, MI 48632?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8840 W Ludington Drive, Lake, MI 48632. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Garfield Twp police department or the Clare County sheriff's office.
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Monthly payment$519
Principal & interest$519
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteFixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsISP Managemen IncFixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8840 W Ludington Drive, Lake, MI 48632
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