For Sale
8969 Ferry Street, Montague, MI 49437
$275,000
MLS # 26033771 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,683 sqftBuilt 18000.2 acres
1 / 36
Listing Description
Welcome home to 8969 Ferry St! Thoughtfully updated home in the city of Montague. Main floor boasts gorgeous hardwood floors and trim. Large kitchen and dining area along with primary bedroom on the main floor. Incredible bathroom with heated floors. Upstairs you will find 2 bedrooms with built-ins and a cozy reading area. Full basement with laundry and second full bathroom. Furnace was replaced in 2021, central air is newer. Large picture window overlooking the street and providing lots of natural light. Many built-ins throughout, so much character!
Source: SparkMLS
About this home
Located in Montague in Montague, this property offers 3-bedroom, 2-bath, 2,683 sq ft, with original construction dating to 1800.
Asking $275,000 (about $102/sq ft).
Estimated annual property tax: $2,850, or about $238 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,683 sqft
Lot Size0.2 acres
Year Built1800
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,850
Tax Year2025
Assessed Value$57,795
Parcel #21-185-003-0016-00
Source: SparkMLS
Legal Description
CITY OF MONTAGUE GEO E DOWLING ADDN LOT 16 BLK 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Musk
Greenridge Realty White Lake
Frequently Asked Questions about 8969 Ferry Street, Montague, MI 49437
What school district is 8969 Ferry Street, Montague, MI 49437 in?
Per MLS# 26033771, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26033771, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033771, the most recent reported annual property tax for 8969 Ferry Street, Montague, MI 49437 is $2,850 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8969 Ferry Street, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8969 Ferry Street, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8969 Ferry Street, Montague, MI 49437
View full property history →
Municipality
Montague
View all listings →
Get email alerts for new listings near 8969 Ferry Street
We'll notify you when something hits the market in Montague or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.