Sold
8991 Cordwood Trail, Cheboygan, MI 49721
Sold on 06/23/2026 for$387,500
MLS # 26020848 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,265 sqftBuilt 19710.29 acres
1 / 47
Listing Description
Nestled on 60 feet of prime Lake Huron shoreline, this iconic A-frame cottage blends classic design with modern comforts. The main level welcomes you with a primary bedroom, full bath with shower, utility room, compact but well-appointed kitchen, and a cozy living room anchored by a mid-century modern fireplace. A bright dining area opens directly to the expansive lakeside deck -- perfect for morning coffee, watching freighters pass, or uniquely unforgettable sunrises AND sunsets. Upstairs, two additional bedrooms provide flexible sleeping arrangements for family and guests. It offers a large, detached, 2 plus car garage with work area. Outside, a gently sloping, private path leads to the beach; mature trees provide shade and privacy; and a generous deck and firepit create ideal spaces for stargazing and summer evenings. Enjoy boating, kayaking, swimming, and long walks, with charming up-north towns and Mackinaw City just a comfortable 30 minute drive away.
Source: SparkMLS
About this home
Located in Cheboygan, this property offers 3-bedroom, 1-bath, 1,265 sq ft, with original construction dating to 1971.
Final sale price: $387,500 (about $306/sq ft).
Estimated annual property tax: $2,773, or about $231 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,265 sqft
Lot Size0.29 acres
Year Built1971
Stories2
Location
CityCheboygan
MunicipalityBenton Charter Twp
Zip Code49721
CountyCheboygan
School DistrictCheboygan
Construction & Systems
StyleA-Frame
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Available, Natural Gas Connected
Sale & Financing
Listed5/7/2026
Sold Date6/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,773
Tax Year2025
State Equalized Value$138,700
Taxable Value$85,471
Assessed Value$85,471
Parcel #105-C13-000-441-00
Source: Public Records
Legal Description
CORDWOOD POINT NO 2, LOT 441. (SECS 21&22, T38N,R1E) 498/97; 1186/954
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brenda J Gartzke
RE/MAX United (Beltline)
Frequently Asked Questions about 8991 Cordwood Trail, Cheboygan, MI 49721
Which school district serves 8991 Cordwood Trail, Cheboygan, MI 49721?
Per MLS# 26020848, 8991 Cordwood Trail, Cheboygan, MI 49721 is in the Cheboygan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Cheboygan directly to confirm enrollment eligibility.
What financing options are available for 8991 Cordwood Trail, Cheboygan, MI 49721?
Per MLS# 26020848, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8991 Cordwood Trail, Cheboygan, MI 49721?
Per public tax records, annual property taxes for this property are $2,773 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8991 Cordwood Trail, Cheboygan, MI 49721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8991 Cordwood Trail, Cheboygan, MI 49721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8991 Cordwood Trail, Cheboygan, MI 49721?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
8991 Cordwood Trail, Cheboygan, MI 49721
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