Sold
904 Bertina Lane, Traverse City, MI 49696
Sold on 05/21/2026 for$500,000
MLS # 1944343 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19990.69 acres
1 / 62
Listing Description
Welcome to this spacious ranch with cathedral ceilings, wood floors, and lots of natural light in the highly desirable South Creek neighborhood! This four bedroom, three bathroom home features an inviting layout, complete with a walkout basement featuring a bedroom, a bathroom and kitchenette. The property boasts a beautifully landscaped yard, adorned with fruit trees, vibrant gardens, and a fire pit creating a serene oasis for outdoor relaxation and entertaining. Enjoy quiet evenings on the covered front porch and summer barbecues on the back deck. Oversized two car garage has a workbench and plenty of storage. Conveniently located with schools, parks, and amenities just moments away. Don’t miss this exceptional opportunity to own in South Creek—schedule your showing today!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1999 sits in Traverse City.
Final sale price: $500,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.69 acres
Year Built1999
Stories1
Location
CityTraverse City
Zip Code49696
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed4/27/2026
Sold Date5/20/2026
Terms AcceptedCash, Conventional, Other
HOA
HOA Fee$660
IncludesSnow Removal
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alison Siles
Five Star Real Estate - Front St TC
Frequently Asked Questions about 904 Bertina Lane, Traverse City, MI 49696
Can I use FHA or VA financing for this property?
Per MLS# 1944343, this listing accepts Cash, Conventional, Other financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 904 Bertina Lane, Traverse City, MI 49696 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 904 Bertina Lane, Traverse City, MI 49696 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 904 Bertina Lane, Traverse City, MI 49696?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$4,000
Principal & interest$3,340
HOA$660
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
904 Bertina Lane, Traverse City, MI 49696
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