Sold
905 E Exchange Street, Owosso, MI 48867
Sold on 05/20/2026 for$216,500
MLS # 50201147 (MiRealSource)
3 beds1 bathBuilt 19600.33 acres
1 / 26
Listing Description
Welcome to 905 E Exchange St in Owosso! This well-maintained 3-bedroom, 1-bath ranch offers comfortable living with many recent updates throughout. Inside, you’ll find new carpet, fresh paint, beautiful granite countertops, a new front door, and more, creating a clean and inviting feel from the moment you walk in. The home also features a spacious open basement that provides excellent storage or the opportunity to finish and create additional living space to suit your needs. Step outside to enjoy the fenced-in backyard, perfect for relaxing or entertaining, complete with a swim tub that can be used as a hot tub in the winter and a swim spa in the summer. A 2-car attached garage adds convenience, and all appliances are included, making this move-in-ready home one you won’t want to miss
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Owosso in Owosso built in 1960.
Closed at $216,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.33 acres
Year Built1960
Location
CityOwosso
MunicipalityOwosso City
Zip Code48867
CountyShiawassee
School DistrictOwosso
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/9/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cody Chapman
Home Field Michigan Real Estate
Frequently Asked Questions about 905 E Exchange Street, Owosso, MI 48867
What school district is 905 E Exchange Street, Owosso, MI 48867 in?
Per MLS# 50201147, this property is served by Owosso. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 905 E Exchange Street, Owosso, MI 48867?
Per MLS# 50201147, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 905 E Exchange Street, Owosso, MI 48867 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 905 E Exchange Street, Owosso, MI 48867 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Owosso City police department or the Shiawassee County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
905 E Exchange Street, Owosso, MI 48867
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Municipality
Owosso
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