Sold
907 Market Street, St. Joseph, MI 49085
Sold on 05/07/2026 for$460,000
MLS # 26005900 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,828 sqftBuilt 19200.11 acres
1 / 39
Listing Description
xtensively reimagined from the inside out, this classic downtown St. Joseph home has undergone a full-scale renovation and rebuild over the past three years—taken down to the studs and thoughtfully reconstructed with all-new plumbing, electrical, insulation, and drywall. The home now lives like modern construction while preserving its timeless character and unbeatable walkable location. Offering 3 bedrooms and 3 full bathrooms, the redesigned layout includes a stunning primary suite featuring a spacious walk-in closet with custom built-ins and a beautifully finished bathroom with dual vanities, matte black fixtures, and an oversized ceramic tile walk-in shower complete with bench seating and recessed niches. Two additional fully renovated bathrooms provide flexibility for guests and family. The brand-new kitchen serves as the heart of the home, showcasing new cabinetry, butcher block countertops, subway tile backsplash,
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,828 sq ft home built in 1920 sits in St Joseph in St. Joseph.
Final sale price: $460,000 (about $252/sq ft).
Annual property taxes run approximately $4,276 ($356/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,828 sqft
Lot Size0.11 acres
Year Built1920
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
Sale & Financing
Listed2/17/2026
Sold Date5/6/2026
Terms AcceptedCash, VA Loan, Conventional
Concessions$20,000
Source: SparkMLS
Tax Information
Annual Tax$4,276
Tax Year2024
Assessed Value$75,250
Parcel #11-76-0340-0389-01-0
Source: SparkMLS
Legal Description
COM 66'N60DEG W OF SELY COR OF LOT 390 ORIGINAL PLAT OF CITY OF ST JOSEPH TH N30DEG E 132' TH S60DEG E 66' TH S30DEG W 10' TH N60DEG W 33' TH S30DEG W 122' TH N60DEG W 33'TO BEG PT OF LOTS 389 & 390
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael L Green
Green Towne Coastal Realty
Frequently Asked Questions about 907 Market Street, St. Joseph, MI 49085
Which school district serves 907 Market Street, St. Joseph, MI 49085?
Per MLS# 26005900, 907 Market Street, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005900, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 907 Market Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,276 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 907 Market Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 907 Market Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 907 Market Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,918
Principal & interest$2,918
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
907 Market Street, St. Joseph, MI 49085
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Municipality
St Joseph
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