For Sale
909 Tostenabe Lane, Muskegon, MI 49445
$1,200,000
MLS # 26030366 (Michigan Regional Information Center (MichRIC))
3 beds4 baths3,730 sqftBuilt 19561.12 acres
1 / 59
Listing Description
Experience extraordinary waterfront living at 909 Tostenabe Lane in North Muskegon. Set on a rare 1.1-acre estate parcel with 217 feet of private Muskegon Lake frontage, this exceptional property offers breathtaking southern views of the Muskegon skyline and endless opportunities for recreation and relaxation. Enjoy direct deep-water access to Lake Michigan and beyond, providing a gateway to the Great Lakes and the world. Whether you're watching spectacular sunsets, boating from your own shoreline, or entertaining against a stunning waterfront backdrop, this property delivers a truly unparalleled lakefront lifestyle.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 3,730 sq ft home in North Muskegon in Muskegon built in 1956.
Currently offered at $1,200,000 (about $322/sq ft).
Property tax estimate: $12,402 per year ($1,034/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,730 sqft
Lot Size1.12 acres
Year Built1956
Stories1
Location
CityMuskegon
MunicipalityNorth Muskegon City
Zip Code49445
CountyMuskegon
School DistrictNorth Muskegon
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,402
Tax Year2025
Assessed Value$295,534
Parcel #23-568-000-0015-00
Source: SparkMLS
Legal Description
NORTH MUSKEGON CITY STEPHEN H CLINKS SUB LOT 15 & ALSO THAT PART OF BLK 59 WHICH LIES BET PROPERTY LNS OF LOT 15 EXTENDED TO MUSKEGON LK BLK 59
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Mastella
Core Realty Partners LLC
Frequently Asked Questions about 909 Tostenabe Lane, Muskegon, MI 49445
Which school district serves 909 Tostenabe Lane, Muskegon, MI 49445?
Per MLS# 26030366, 909 Tostenabe Lane, Muskegon, MI 49445 is in the North Muskegon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact North Muskegon directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030366, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 909 Tostenabe Lane, Muskegon, MI 49445?
Per public tax records, annual property taxes for this property are $12,402 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 909 Tostenabe Lane, Muskegon, MI 49445 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 909 Tostenabe Lane, Muskegon, MI 49445 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 909 Tostenabe Lane, Muskegon, MI 49445?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the North Muskegon City police department or the Muskegon County sheriff's office.
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Monthly payment$7,783
Principal & interest$7,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
909 Tostenabe Lane, Muskegon, MI 49445
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Municipality
North Muskegon
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