For Sale
92 N Elm Avenue, White Cloud, MI 49349
$450,000
MLS # 26025782 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,885 sqftBuilt 202035 acres
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Listing Description
Welcome to your own private slice of country paradise! Situated on 35 beautiful acres, newer 2020 double-wide home offers the perfect combination of modern comfort, wide-open space, and endless possibilities. Inside, you'll find a spacious and inviting layout designed for everyday living, with updated finishes, generous living areas, and plenty of natural light throughout. Whether you're looking for a peaceful homestead, hunting property, hobby farm, or simply room to roam, this property delivers. Outside, the opportunities continue with a large 36x48 pole building offering abundant storage for equipment, recreational vehicles, tools, or as a garage. The expansive acreage provides privacy, wildlife, and plenty of room for future projects, outdoor recreation, or agricultural use.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,885 sq ft home in White Cloud built in 2020.
Asking $450,000 (about $239/sq ft).
Estimated annual property tax: $2,906, or about $242 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,885 sqft
Lot Size35 acres
Year Built2020
Stories1
Location
CityWhite Cloud
MunicipalityGoodwell Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,906
Tax Year2025
Assessed Value$92,647
Parcel #12-33-300-004
Source: SparkMLS
Legal Description
SW 1/4 SW 1/4 SEC. 33 T14N R11W 40 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marisa Baker
Honeybee Realty
Frequently Asked Questions about 92 N Elm Avenue, White Cloud, MI 49349
What school district is 92 N Elm Avenue, White Cloud, MI 49349 in?
Per MLS# 26025782, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025782, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025782, the most recent reported annual property tax for 92 N Elm Avenue, White Cloud, MI 49349 is $2,906 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 92 N Elm Avenue, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 92 N Elm Avenue, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Goodwell Twp police department or the Newaygo County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
92 N Elm Avenue, White Cloud, MI 49349
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