Sold
922 Main Street, St. Joseph, MI 49085
Sold on 06/22/2026 for$316,600
MLS # 26019760 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2 sqftBuilt 18750.13 acres
1 / 33
Listing Description
3,200 Sq. Ft. Residential/Commercial Historic Home on Main Street In St. Joseph, MI ~ LIST PRICE IS THE OPENING BID of an ONLINE REAL ESTATE AUCTION May 26, 2026, featuring a Four Square Italianate home adjacent to the highly sought after historic district just four blocks from Lake Michigan! Constructed during the Civil War era of two brick layers covered with concrete stucco. The 3,200+ sq. ft. home offers elaborate woodwork, intricately carved headers above the upper windows, a super ornate main stairway, and tall ceilings on both floors. The upper floor is a gorgeous living area with two bedrooms and a full bath, vintage kitchen and large living room and dining area. The main floor is currently used as a museum but could easily be put back to being a living area as well, with 1 1/2 baths, a small kitchen, plus another large kitchen area, and what used to be two large bedrooms and formal dining room with tin ceiling and living room. Only 4 blocks from downtown and Lake Michigan!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2 sq ft home built in 1875 sits in St Joseph in St. Joseph.
Closed at $316,600 (about $158,300/sq ft).
Annual property taxes run approximately $5,146 ($429/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2 sqft
Lot Size0.13 acres
Year Built1875
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleHistoric
ConstructionBrick, Concrete, Stucco
BasementMichigan Basement, Partial
HeatingForced Air, Radiant, Steam
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed5/3/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,146
Tax Year2026
Assessed Value$85,000
Parcel #11-76-3160-0109-00-7
Source: SparkMLS
Legal Description
FRL LOT 4 BLK 42 HOYT'S ADD TO CITY OF ST JOSEPH & FRL LOT 4 BLK 42 B C HOYT'S 2ND ADD TO CITY OF ST JOSEPH EXC FROM ABOVE DES LAND & PARCEL COM AT SW COR THEREOF TH SE ALONG JONES ST 44' TH NE PAR WITH ALLEY 66' TH NW TO NW COR OF LOT TH SW 66'TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Victor P Kuiper
LastBidRealEstate.com
Frequently Asked Questions about 922 Main Street, St. Joseph, MI 49085
What school district is 922 Main Street, St. Joseph, MI 49085 in?
Per MLS# 26019760, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26019760, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019760, the most recent reported annual property tax for 922 Main Street, St. Joseph, MI 49085 is $5,146 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 922 Main Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 922 Main Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
922 Main Street, St. Joseph, MI 49085
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Municipality
St Joseph
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