Under Contract
922 Sailors Way, St. Joseph, MI 49085
$769,000
MLS # 25046921 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,995 sqftBuilt 20250 acres
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Listing Description
BRAND NEW Harbor Village Townhome under construction located on the Harbor Village marina. This Harbor Village townhome is 3 bedroom/3 bath and approx 2000 sq ft. Enjoy views of the St. Joseph River and the Marina at Harbor Village from the balcony or the first-floor front porch. Close to walking trails, the Jack Nicklaus Signature Golf course, kayaking, breathtaking beaches, and restaurants. The association has an outdoor pool and clubhouse for owners' enjoyment.
Source: SparkMLS
About this home
Located in Benton Harbor in St. Joseph, this property offers 3-bedroom, 3-bath, 1,995 sq ft, with original construction dating to 2025.
Asking $769,000 (about $385/sq ft).
Estimated annual property tax: $2,153, or about $179 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,995 sqft
Year Built2025
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionHardiPlank Type
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available
Sale & Financing
Listed9/11/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$360 / Monthly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$2,153
Tax Year2025
Assessed Value$34,200
Parcel #11-76-2984-0010-00-0
Source: SparkMLS
Legal Description
UNIT 10 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES II CONDOMINIUM
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 922 Sailors Way, St. Joseph, MI 49085
Which school district serves 922 Sailors Way, St. Joseph, MI 49085?
Per MLS# 25046921, 922 Sailors Way, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25046921, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 922 Sailors Way, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,153 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 922 Sailors Way, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 922 Sailors Way, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 922 Sailors Way, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 922 Sailors Way, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,348
Principal & interest$4,988
HOA$360
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
922 Sailors Way, St. Joseph, MI 49085
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Municipality
Benton Harbor
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