Under Contract
940 S Lake Street, Whitehall, MI 49461
$469,900
MLS # 26030948 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,616 sqftBuilt 20160.02 acres
1 / 46
Listing Description
Enjoy views of White Lake from 2 decks, or take a dip in the community pool at this stunning Tannery Bay Condo! Enjoy costal finishes in the open concept great room with deck access. Well appointed kitchen with lots of upgrades including stainless steel hood and appliances, farmhouse sink, and custom island with granite countertops. Half bath and covered front entry add to the first floor amenities. The upper level hosts 2 suites! Primary suite is sure to impress boasting a private bathroom with tile shower, walk in closet, trayed ceiling with beadboard accents and private deck. The second suite hosts a private full bathroom and large closet. Convenient second floor laundry. The lower level hosts a rec room with daylight windows and a back entry. Attached garage for parking and storage. This end unit offers additional windows and lots of natural light. Conveniently located close to guest parking and mailboxes. Community pool and marina make this a highly desired lakefront community. T
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 1,616 sq ft home built in 2016 sits in Whitehall in Whitehall.
Asking $469,900 (about $291/sq ft).
Property tax estimate: $8,293 per year ($691/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,616 sqft
Lot Size0.02 acres
Year Built2016
Stories3
Location
CityWhitehall
MunicipalityWhitehall City
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/21/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$210 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$8,293
Tax Year2025
Assessed Value$208,109
Parcel #22-600-002-0001-00
Source: SparkMLS
Legal Description
CITY OF WHITEHALL TOWNHOMES AT TANNERY BAY UNIT 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Serio
Real Estate West
Frequently Asked Questions about 940 S Lake Street, Whitehall, MI 49461
What school district is 940 S Lake Street, Whitehall, MI 49461 in?
Per MLS# 26030948, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030948, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030948, the most recent reported annual property tax for 940 S Lake Street, Whitehall, MI 49461 is $8,293 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 940 S Lake Street, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 940 S Lake Street, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Whitehall City police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,258
Principal & interest$3,048
HOA$210
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
940 S Lake Street, Whitehall, MI 49461
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Municipality
Whitehall
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