Sold
95 S Monroe Street, Coldwater, MI 49036
Sold on 04/03/2026 for$71,000
MLS # 26009792 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,200 sqftBuilt 99990.2 acres
1 / 7
Listing Description
OPPORTUNITY KNOCKS IN DOWNTOWN COLDWATER! Whether you are an investor looking for your next project or a first-time buyer ready to build sweat equity, this 3-bedroom, 1-bath home is a must-see. Located just steps from the vibrant business district and local restaurants, you can enjoy the best of downtown living with incredible walkability. The home is ready for a handyman's touch and needs some TLC, but it offers a fantastic foundation for a fix-and-flip, a rental, or a personalized starter home. A major highlight is the two-story carriage house, providing massive storage space or workshop potential that is hard to find at this price point. Bring your vision and your tools to unlock the true potential of this property. Sold as-is--don't miss out on this chance to own a piece of Coldwater with endless possibilities
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,200 sq ft home built in 9999 sits in Coldwater in Coldwater.
Closed at $71,000 (about $59/sq ft).
Property tax estimate: $1,649 per year ($137/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,200 sqft
Lot Size0.2 acres
Year Built9999
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionVinyl Siding
BasementFull, Partial
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/13/2026
Sold Date4/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,649
Tax Year2024
Assessed Value$28,075
Parcel #301-000-000-493-00
Source: SparkMLS
Legal Description
S 1/3 OF N 1/2 OF LOT 97 VILLAGE NOW CITY OF COLDWATER SEC 21 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by LYNN SAJDAK
Home 1st Real Estate
Frequently Asked Questions about 95 S Monroe Street, Coldwater, MI 49036
Which school district serves 95 S Monroe Street, Coldwater, MI 49036?
Per MLS# 26009792, 95 S Monroe Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009792, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 95 S Monroe Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,649 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 95 S Monroe Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 95 S Monroe Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 95 S Monroe Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$583
Principal & interest$583
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
95 S Monroe Street, Coldwater, MI 49036
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Municipality
Coldwater
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