Sold
963 W Cross Street, Ypsilanti, MI 48197
Sold on 05/02/2025 for$480,000
MLS # 25014438 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,533 sqftBuilt 19280.11 acres
1 / 38
Listing Description
Welcome to this fully reimagined home designed for 2025. Updates: expanded new kitchen, 43 new Andersen windows, a new roof on the 2-car garage, new electrical service & new mechanicals (hot water heater, furnace, A/C). The 1533 sq. ft. home sits across from Eastern Michigan University, offering easy access to work/school. The living room features original wood floors & wood-burning fireplace and flows into a spacious, amazing kitchen w/ new cabinetry, stunning tile, an island, & new appliances. The kitchen includes 2 sinks, one w/ a reverse osmosis tap. Main level also has an office/library or crafting room & half-bath. Upstairs bedrooms & full bath have been updated. Finished walk-up attic provides extra living space. The expanded balcony overlooks the tree lined streets of Normal Park.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,533 sq ft home built in 1928 sits in Normal Park in Ypsilanti.
Closed at $480,000 (about $313/sq ft).
Estimated annual property tax: $3,428, or about $286 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,120 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,533 sqft
Lot Size0.11 acres
Year Built1928
Stories2
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48197
CountyWashtenaw
School DistrictSchool District of Ypsilanti
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/10/2025
Sold Date5/1/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,428
Tax Year2025
Assessed Value$133,900
Parcel #11-11-40-134-012
Source: SparkMLS
Legal Description
*OLD SID - 11 11-422-006-08 YP CITY 42W-74 W 44 FT OF LOT 8, BLK 6 NORMAL PARK ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Linda Lombardini
Trillium Real Estate
Frequently Asked Questions about 963 W Cross Street, Ypsilanti, MI 48197
What school district is 963 W Cross Street, Ypsilanti, MI 48197 in?
Per MLS# 25014438, this property is served by School District of Ypsilanti. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25014438, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25014438, the most recent reported annual property tax for 963 W Cross Street, Ypsilanti, MI 48197 is $3,428 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 963 W Cross Street, Ypsilanti, MI 48197 eligible for USDA financing?
Per USDA Rural Development boundary data, 963 W Cross Street, Ypsilanti, MI 48197 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 963 W Cross Street, Ypsilanti, MI 48197 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 963 W Cross Street, Ypsilanti, MI 48197?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.1 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5.1 Gbps
Upload
5.1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
Metronet HoldingsFiber
5.1 GbpsAT&TFiber
5 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
963 W Cross Street, Ypsilanti, MI 48197
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Neighborhood
Normal Park
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Community
Ypsilanti
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County
Washtenaw County
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