Sold
969 N Pine Ridge Drive, Ludington, MI 49431
Sold on 05/08/2026 for$391,000
MLS # 26011455 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,828 sqftBuilt 20221.2 acres
1 / 33
Listing Description
New construction (November 2022) with a recent addition adding even more living space. This stylish 2,196 sq ft ranch offers 3 bedrooms and 2 full baths, set on 1.2 acres in a private, wooded setting within a quiet neighborhood. An open, light-filled floor plan showcases a beautiful eat-in kitchen with stainless steel appliances, abundant cabinetry, generous counter space, and a large island perfect for gathering. Sliding glass doors invite in natural light and lead to the patio, creating a seamless connection to the peaceful outdoor setting.The expanded living area offers custom built-ins and a cozy built-in fireplace, creating a warm and inviting focal point for relaxing or entertaining.The spacious primary suite includes a large walk-in closet and a private bath with double sinks and a stylish sliding barn door. In-floor radiant heat throughout the home provides year-round comfort. The addition of a new garage and beautifully updated landscaping perfectly completes this home.
Source: SparkMLS
About this home
Located in Ludington, this property offers 3-bedroom, 2-bath, 1,828 sq ft, with original construction dating to 2022.
This home sold for $391,000 (about $214/sq ft).
Property tax estimate: $5,069 per year ($422/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,828 sqft
Lot Size1.2 acres
Year Built2022
Stories1
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingRadiant
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/23/2026
Sold Date5/7/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$100 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,333
Tax Year2022
State Equalized Value$186,800
Taxable Value$157,433
Assessed Value$157,433
Homestead (PRE)100%
Parcel #001-045-031-00
Source: Public Records
Legal Description
BROOKRIDGE SITE CONDOMINIUM UNIT 31
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marla Zatarga
Five Star RE Ludington
Frequently Asked Questions about 969 N Pine Ridge Drive, Ludington, MI 49431
Which school district serves 969 N Pine Ridge Drive, Ludington, MI 49431?
Per MLS# 26011455, 969 N Pine Ridge Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011455, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 969 N Pine Ridge Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $3,333 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 969 N Pine Ridge Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 969 N Pine Ridge Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 969 N Pine Ridge Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,069
Monthly$422
Millage rate27.1352 mills
Municipality: Amber TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,155
Principal & interest$2,724
Property taxes$422
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
969 N Pine Ridge Drive, Ludington, MI 49431
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