Sold
980 OXBOW LAKE Road, White Lake, MI
Sold on 06/03/2026 for$525,000
MLS # 20261031713 (Realcomp)
3 beds2 baths1,336 sqftBuilt 197110.05 acres
1 / 39
Listing Description
The river runs through it, and it shows. This home sits on 10 private acres surrounded by mature trees, with a peaceful trail leading straight to the Huron River. Bring your kayak or canoe and enjoy the water whenever you like.Inside, the home has been thoughtfully updated in 2024. You’ll find new carpet upstairs, durable luxury vinyl flooring on the main level, and a convenient first-floor laundry room. The kitchen features all new stainless steel appliances, ready for everyday living or entertaining. The great room offers a doorwall to the covered deck and large brick gas fireplace. Step out back to a covered deck that looks out over the quiet, private setting. It’s a great spot for morning coffee or winding down at the end of the day.There’s no shortage of space for hobbies or storage. In addition to the oversized attached garage, the property includes a large workshop building ideal for woodworking or car projects, plus two additional sheds. Large building is 60 x 26 feet.The yard is framed by beautiful evergreens, adding to the sense of privacy. And while it feels tucked away, you’re still close to parks, shopping, and even nearby skiing.It’s a rare mix of nature, updates, and usable space.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,336 sq ft home in White Lake Township in White Lake built in 1971.
Final sale price: $525,000 (about $393/sq ft).
Property tax estimate: $4,654 per year ($388/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,336 sqft
Lot Size10.05 acres
Year Built1971
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed5/4/2026
Sold Date6/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,751
State Equalized Value$161,770
Taxable Value$159,130
Parcel #1234126005
Source: Public Records
Legal Description
T3N, R8E, SEC 34 PART OF NW 1/4 BEG AT PT DIST S 00-43-40 W 951.68 FT FROM N 1/4 COR, TH S 00-43-40 W 330 FT, TH N 89-16-20 W 1325.54 FT, TH N 00-29-00 E 330 FT, TH S 89-16-20 E 1326.96 FT TO BEG 10.05 A Y510E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Deborah A Dehart
Real Estate One-Commerce
Frequently Asked Questions about 980 OXBOW LAKE Road, White Lake, MI
Which school district serves 980 OXBOW LAKE Road, White Lake, MI?
Per MLS# 20261031713, 980 OXBOW LAKE Road, White Lake, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261031713, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 980 OXBOW LAKE Road, White Lake, MI?
Per public tax records, annual property taxes for this property are $7,751. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 980 OXBOW LAKE Road, White Lake, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 980 OXBOW LAKE Road, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 980 OXBOW LAKE Road, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,654
Monthly$388
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,307
Principal & interest$2,919
Property taxes$388
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
980 OXBOW LAKE Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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