Sold
988 RIDGELINE Drive, Boyne City, MI 49712
Sold on 06/23/2025 for$1,050,000
MLS # 20250023435 (Realcomp)
4 beds3 baths3,230 sqftBuilt 20001.3 acres
1 / 57
Listing Description
Ski & golf enthusiast? This is the home for you! Whether you’re looking for a full-time residence or the perfect Up North getaway, this property has it all—breathtaking views of Deer Lake & the golf course, plus prime access to the backside of Boyne Mountain with shuttle service to the slopes, restaurants & all the resort amenities. This stunning ranch-style home features a fully finished walk-out lower level & is designed to take full advantage of its incredible setting. The open-concept layout centers around the beautiful custom stone fireplace plus soaring ceilings & walls of windows that flood the home with natural light & frame the gorgeous sunsets. Step outside to over 1,000 square feet of decking, ideal for morning coffee or evening cocktails with friends & family. The gourmet kitchen boasts abundant cabinet & counter space, a large island with seating plus a formal dining area. The luxurious primary suite offers deck access with picturesque views, along with a walk-in closet & a spa-like bath featuring double sinks, a walk-in shower & a soaking tub. A second main-floor bedroom with its own full bath offers added comfort & flexibility. The walk-out lower level continues to showcase those amazing views and opens to a covered patio. This level includes a spacious family room with fireplace, two additional bedrooms, a full bath & two oversized storage rooms that could be finished for additional sq footage. Additional highlights include first-floor laundry, an attached garage & thoughtful design throughout. Custom Landscaping 2020. Location, location! Just five minutes to downtown Boyne City & Lake Charlevoix, a short walk to the beach at Deer Lake with its restaurant & tiki bar, only 30 minutes to Charlevoix, Petoskey & I-75 for an easy commute. Plus, you’re close to some of the best skiing in the Midwest at the Mountain, Boyne Highlands & Nubs Nob. Don’t miss your chance to own a slice of Northern Michigan paradise—experience everything Boyne has to offer!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,230 sq ft home in Boyne City built in 2000.
This home sold for $1,050,000 (about $325/sq ft).
Estimated annual property tax: $7,080, or about $590 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,230 sqft
Lot Size1.3 acres
Year Built2000
Stories2
Location
CityBoyne City
MunicipalityBoyne Valley Twp
Zip Code49712
CountyCharlevoix
School DistrictBoyne Falls
Construction & Systems
ConstructionLog
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Security System
Sale & Financing
Listed4/8/2025
Sold Date6/22/2025
Original Price$1,390,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$259 / Quarterly
Source: SparkMLS
Tax Information
Annual Tax$7,080
Parcel #00238000800
Source: SparkMLS
Legal Description
UNIT 8 THE MOUNTAIN CLUB AS REC L350 P836-889,1ST AMEND L361P238-256, 2ND AMEND L362 P684-694, 3RD AMEND L400 P850-862, 4TH AMEND L409 P413-414, 5TH AMEND L534 P297-310, 6TH AMEND L707 P249-262 CX CO R/D 1.15%
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle R Klump
EXP Realty Main
Frequently Asked Questions about 988 RIDGELINE Drive, Boyne City, MI 49712
Which school district serves 988 RIDGELINE Drive, Boyne City, MI 49712?
Per MLS# 20250023435, 988 RIDGELINE Drive, Boyne City, MI 49712 is in the Boyne Falls boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Boyne Falls directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250023435, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 988 RIDGELINE Drive, Boyne City, MI 49712?
Per public tax records, annual property taxes for this property are $7,080. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 988 RIDGELINE Drive, Boyne City, MI 49712 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 988 RIDGELINE Drive, Boyne City, MI 49712 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 988 RIDGELINE Drive, Boyne City, MI 49712. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 988 RIDGELINE Drive, Boyne City, MI 49712?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boyne Valley Twp police department or the Charlevoix County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$8,453
Principal & interest$8,367
HOA$86
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteUnlicensed Fixed WirelessLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 Mbps186networksUnlicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
988 RIDGELINE Drive, Boyne City, MI 49712
View full property history →
Get email alerts for new listings near 988 RIDGELINE Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.