For Sale
9898 N River Road, MI 48001
$539,900
MLS # 50199890 (MiRealSource)
3 beds2 bathsBuilt 19350.17 acres
1 / 64
Listing Description
LIVE EVERY DAY LIKE YOU ARE ON VACATION. EXPERIENCE BREATHTAKING VIEWS FROM THIS STUNNING RIVERFRONT HOME OVERLOOKING THE WORLD-FAMOUS ST CLAIR RIVER SHIPPING CHANNEL. ENJOY YEAR- ROUND FRONT ROW SEATS AS MAJESTIC FREIGHTERS, LUXURY CRUISE SHIPS, AND IMPRESSIVE NAVAL/COAST GUARD VESSELS GLIDE ON BY. LOCATED IN THE DESIRABLE OAK GROVE COLONY, ENJOY EXCLUSIVE ACCESS TO A BEAUTIFUL 4 ACRE PARK AND PRIVATE ASSOCIATION DOCK PERFECT FOR GATHERING WITH NEIGHBORS, FAMILY, AND FRIENDS. THE NEIGHBORHOOD IS SURROUNDED BY 1500 ACRES OF STATE LAND OFFERING SCENIC WALKING/BIKE TRAILS WITH A SHORT HIKE TO THE ALGONAC STATE PARK. THIS HOME HAS BEEN TASTEFULLY RENOVATED WITH HIGH-END FEATURES. INSIDE YOU WILL FIND A GENEROUSLY SIZED OPEN LIVING SPACE WHICH ALLOWS FOR A DINING /LIVING ROOM COMBO FEATURING BEAUTIFUL WHITE OAK WOOD FLOORS AND A GORGEOUS STONE FIREPLACE WITH A CUSTOM SOLID CEDAR MANTLE. THE CHEFS' DREAM KITCHEN HAS RICH HICKORY CABINETRY, GRANITE COUNTERTOPS, A CENTER ISLAND, AND A CUSTOM TUMBLED TILE BACKSPLASH. ALL THE BATHROOMS HAVE BEEN TASTEFULLY DESIGNED WITH PREMIUM TILE THROUGHOUT. THIS HOME HAS ADDED WARMTH SHOWCASING CUSTOM WOOD FLOORS, DOORS, CEILINGS, AND TRIM THROUGHOUT. OTHER FEATURES INCLUDE ANDERSON WINDOWS, NEW CENTRAL AIR, NEW HOT WATER HEATER, NEW REFRIGERATOR, NEW ENCAPSULATED CRAWL SPACE, AND A 2-CAR DETACHED GARAGE WITH NEW ELECTRICAL TO THE HOUSE AND A NEWER ROOF. CONVENIENTLY LOCATED BETWEEN ALGONAC AND MARINE CITY FOR AREA SHOPPING, EATERIES, MARINAS, AND BOAT LAUNCHES.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 3-bedroom, 2-bath, with original construction dating to 1935.
Currently offered at $539,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.17 acres
Year Built1935
Location
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/19/2026
Original Price$549,900
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Parcel #14-316-0005-000
Source: SparkMLS
Legal Description
LOT 4 OAK GROVE SUBD OF A PART OF PC 200 (W03802)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Frequently Asked Questions about 9898 N River Road, MI 48001
What school district is 9898 N River Road, MI 48001 in?
Per MLS# 50199890, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50199890, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
Is 9898 N River Road, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9898 N River Road, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,502
Principal & interest$3,502
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9898 N River Road, MI 48001
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Municipality
Clay Township
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