Sold
992 E Polk Road, Hart, MI 49420
Sold on 05/15/2026 for$130,000
MLS # 26014721 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,278 sqftBuilt 19001.18 acres
1 / 48
Listing Description
This charming farmhouse-style home has a warm, welcoming feel from the moment you arrive. It blends classic character with the kind of everyday comfort that makes it easy to settle right in. The home offers three bedrooms and one bathroom, all set on 1.2 acres in a quiet, private setting with peaceful country views. There's plenty of room to spread out--whether you've been dreaming of a little space for animals, a garden, or just some breathing room away from the noise. Out back, the large deck is perfect for relaxing evenings or hosting friends and family. Inside, you'll find a roomy mudroom (great for coats, boots, and all the things that come with country living) and a cozy woodstove that makes the space feel especially inviting during cooler months. Located just minutes from Silver Lake Sand Dunes, you get the best of both worlds--privacy and calm at home, with outdoor adventure close by. Here is your chance to build some equity and make this one your own! Offers to be reviewed 4/1
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,278 sq ft home in Hart built in 1900.
This home sold for $130,000 (about $102/sq ft).
Annual property taxes run approximately $1,164 ($97/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,278 sqft
Lot Size1.18 acres
Year Built1900
Stories2
Location
CityHart
MunicipalityElbridge Twp
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorPantry
Sale & Financing
Listed4/9/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,164
Tax Year2025
Assessed Value$38,987
Parcel #008-017-300-03
Source: SparkMLS
Legal Description
992 E POLK RD QC-L2003P8772 QC-L2006P12304 WD-L2015P10887 SEC 17 T15N R16W. 1 A M/L E 250 FT OF S 210 FT OF E 1/2 OF W 1/2 OF SW 1/4.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Monica S Owens
Coldwell Banker Anchor-Pentwater
Frequently Asked Questions about 992 E Polk Road, Hart, MI 49420
What school district is 992 E Polk Road, Hart, MI 49420 in?
Per MLS# 26014721, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 992 E Polk Road, Hart, MI 49420?
Per MLS# 26014721, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014721, the most recent reported annual property tax for 992 E Polk Road, Hart, MI 49420 is $1,164 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 992 E Polk Road, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 992 E Polk Road, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elbridge Twp police department or the Oceana County sheriff's office.
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Monthly payment$875
Principal & interest$875
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
992 E Polk Road, Hart, MI 49420
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