Under Contract
VL Mill Pond Trail, Whitehall, MI 49461
$49,999
MLS # 26014889 (Michigan Regional Information Center (MichRIC))
0.57 acres
1 / 14
Listing Description
Tucked within the Whitehall School District, this beautiful buildable waterfront lot on Mill Creek Pond offers a rare and inviting setting. The wooded property features an elevated, high and dry building site on a peninsula, creating stunning water views in three directions from your future home, cottage, or cabin. Surrounded by mature trees and peaceful natural beauty, the landscape offers a sense of privacy with ever-changing pond views and open skies. Conveniently located less than 3 miles to US-31, shopping and dining, and within approximately 10 miles of Lake Michigan's white sandy beaches and Michigan's Adventure theme park, This setting is the perfect blend of tranquility and accessibility! Zoned AA HD (high-density residential) in Whitehall Township, this property is located in Flood Zone X--meaning it sits in a low-risk area outside major floodplains, where flood insurance is typically not required--offering added peace of mind.
Source: SparkMLS
About this home
Listed at $49,999.
Estimated annual property tax: $466, or about $39 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.57 acres
Location
CityWhitehall
MunicipalityWhitehall Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
UtilitiesElectricity Available, None
Sale & Financing
Listed4/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$466
Tax Year2025
State Equalized Value$11,500
Taxable Value$9,761
Assessed Value$11,500
Parcel #61-03-024-100-0002-00
Source: Public Records
Legal Description
WHITEHALL TOWNSHIP PART OF N 1/2 OF NW 1/4 OF SEC DESC AS FOL: COM AT NW COR OF SD SEC TH S 86D 04M E ALG N LN OF SD SEC 1125 FT FOR POB TH S 110 FT TH S 86D 04M E 167 FT TO WATER EDGE IN SILVER CREEK POND TH NLY ALG WATERS EDGE SILVER CREEK 110 FT M /L TO N LN OF SEC 24 TH N 86D 04M W 204 FT M/L TO POB SEC 24 T12N R17W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bradley Irey
Lakeshore Connection Real Est.
Frequently Asked Questions about VL Mill Pond Trail, Whitehall, MI 49461
Which school district serves VL Mill Pond Trail, Whitehall, MI 49461?
Per MLS# 26014889, VL Mill Pond Trail, Whitehall, MI 49461 is in the Whitehall boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitehall directly to confirm enrollment eligibility.
What financing options are available for VL Mill Pond Trail, Whitehall, MI 49461?
Per MLS# 26014889, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at VL Mill Pond Trail, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $466 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, VL Mill Pond Trail, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is VL Mill Pond Trail, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve VL Mill Pond Trail, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Whitehall Twp police department or the Muskegon County sheriff's office.
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
VL Mill Pond Trail, Whitehall, MI 49461
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Municipality
Whitehall Township
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