For Sale
1077 Hadley Road, Lapeer, MI 48446
$344,500
MLS # 20261039225 (Realcomp)
3 beds3 baths2,496 sqftBuilt 19903.7 acres
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Listing Description
WOW! If you've been searching for a home with character, privacy, and incredible waterfront views, your search ends here. This beautifully renovated log-style home sits approximately 200 feet off the road and borders a stunning 14-acre pond, creating a peaceful setting that feels like a year-round getaway.Inside, you'll find 3 bedrooms, 2.5 bathrooms, and a thoughtfully updated interior that perfectly blends rustic charm with modern convenience. The finished lower level offers additional living space and a third bedroom, making this home ideal for entertaining, guests, or simply spreading out.Picture cozy winter evenings gathered around the fireplace and warm summer nights relaxing on the expansive front and back decks overlooking the water. Whether you're enjoying your morning coffee with pond views, hosting family and friends, or taking in the natural beauty that surrounds you, this property delivers the lifestyle you've been dreaming of.Completely updated, move-in ready, and loaded with character, this rare waterfront opportunity offers the perfect combination of privacy, comfort, and adventure. All this for just $344,500. Don't miss your chance to make every day feel like vacation.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,496 sq ft home built in 1990 sits in Elba Township in Lapeer.
Listed at $344,500 (about $138/sq ft).
Estimated annual property tax: $1,976, or about $165 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,496 sqft
Lot Size3.7 acres
Year Built1990
Stories1
Location
CityLapeer
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionLog
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,976
Parcel #00801600360
Source: SparkMLS
Legal Description
SEC 16 T7N R9E PART OF NW 1/4 OF NE 1/4 BEG 1150.36 FT S TH E 60 FT FROM N 1/4 COR TH S 84 FT TH E 15 FT TH S 86.10 FT TH E 988.49 FT TH N 26DEG W 189.29 FT TH W 921.28 FT TOPOB. PARCEL A 3.7 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeanna Gooch
The Brokerage Real Estate Enthusiasts
Frequently Asked Questions about 1077 Hadley Road, Lapeer, MI 48446
What school district is 1077 Hadley Road, Lapeer, MI 48446 in?
Per MLS# 20261039225, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261039225, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261039225, the most recent reported annual property tax for 1077 Hadley Road, Lapeer, MI 48446 is $1,976. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1077 Hadley Road, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1077 Hadley Road, Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$2,234
Principal & interest$2,234
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1077 Hadley Road, Lapeer, MI 48446
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Municipality
Elba Township
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