Sold
10800 E Royal Road, Stanwood, MI 49346
Sold on 09/23/2025 for$641,000
MLS # 25043180 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,708 sqftBuilt 19930.39 acres
1 / 36
Listing Description
Discover this stunning 3-bedroom, 2-bath home nestled on the picturesque East Canadian Lakes. This updated residence features a spacious layout with a three-season room, perfect for relaxing and enjoying lake views year-round. The basement is framed for an additional bedroom, bathroom, and family room, offering ample space for customization and growth. Enjoy peace of mind with a new roof and skylights, bringing in natural light and enhancing the home's energy efficiency. The property includes a dock, making lake access effortless. Located just minutes from the all-sports main lake, this home is perfect for water enthusiasts and those seeking a peaceful lakeside retreat.
Source: SparkMLS
About this home
Located in Stanwood, this property offers 3-bedroom, 2-bath, 1,708 sq ft, with original construction dating to 1993.
Closed at $641,000 (about $375/sq ft).
Estimated annual property tax: $4,952, or about $413 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,708 sqft
Lot Size0.39 acres
Year Built1993
Stories2
Location
CityStanwood
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed8/24/2025
Sold Date9/22/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$4,000
Source: SparkMLS
Tax Information
Annual Tax$4,952
Tax Year2025
Assessed Value$188,574
Parcel #5411-187-087-000
Source: SparkMLS
Legal Description
SEC 20 T14N R08W LOT 87 NORTH SHORE ESTATES #1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise Webb
Big Rapids Realty
Frequently Asked Questions about 10800 E Royal Road, Stanwood, MI 49346
Which school district serves 10800 E Royal Road, Stanwood, MI 49346?
Per MLS# 25043180, 10800 E Royal Road, Stanwood, MI 49346 is in the Chippewa Hills School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills School District directly to confirm enrollment eligibility.
What financing options are available for 10800 E Royal Road, Stanwood, MI 49346?
Per MLS# 25043180, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10800 E Royal Road, Stanwood, MI 49346?
Per public tax records, annual property taxes for this property are $4,952 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10800 E Royal Road, Stanwood, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10800 E Royal Road, Stanwood, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10800 E Royal Road, Stanwood, MI 49346. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10800 E Royal Road, Stanwood, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Monthly payment$4,150
Principal & interest$4,150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteFixed WirelessDSLLicensed Fixed Wireless
8 providers at this address
HomeWorks ConnectFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsBrightspeedDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10800 E Royal Road, Stanwood, MI 49346
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