For Sale
10905 1st Street, Canadian Lakes, MI 49346
$245,000
MLS # 26011448 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,260 sqftBuilt 19700.44 acres
1 / 22
Listing Description
Charming Canadian Lakes Chalet on Double Corner Lot! Well-maintained and fully furnished chalet featuring vaulted ceilings, spacious loft, and rebuilt interior balcony overlooking the main living area. Located on a desirable corner property with two lots and partial main lake views. Enjoy year-round comfort with forced-air furnace, central A/C, brand new washer & dryer, and low-maintenance Trex decking. Fresh interior paint adds a bright, move-in-ready feel. Flexible layout and low-maintenance features offer a variety of use options. Canadian Lakes ownership includes access to private beaches, golf courses, indoor/outdoor pools, pickleball, dining, and more.
Source: SparkMLS
About this home
Located in Canadian Lakes, this property offers 3-bedroom, 1-bath, 1,260 sq ft, with original construction dating to 1970.
Currently offered at $245,000 (about $194/sq ft).
Estimated annual property tax: $4,460, or about $372 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,260 sqft
Lot Size0.44 acres
Year Built1970
Stories2
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleChalet
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed3/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$1,798 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,460
Tax Year2025
Assessed Value$100,700
Parcel #5411-138-114-000
Source: SparkMLS
Legal Description
Lots 114 and 115, Canadian Lakes No. 1, according to the recorded plat in Liber 5 of Plats, Page 16, Mecosta County Records.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Allison Olsen
Century 21 Rockgate
Frequently Asked Questions about 10905 1st Street, Canadian Lakes, MI 49346
Which school district serves 10905 1st Street, Canadian Lakes, MI 49346?
Per MLS# 26011448, 10905 1st Street, Canadian Lakes, MI 49346 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
What financing options are available for 10905 1st Street, Canadian Lakes, MI 49346?
Per MLS# 26011448, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10905 1st Street, Canadian Lakes, MI 49346?
Per public tax records, annual property taxes for this property are $4,460 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10905 1st Street, Canadian Lakes, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10905 1st Street, Canadian Lakes, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10905 1st Street, Canadian Lakes, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,739
Principal & interest$1,589
HOA$150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10905 1st Street, Canadian Lakes, MI 49346
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