Sold
114 Waterly Avenue, Waterford, MI 48328
Sold on 05/26/2026 for$160,000
MLS # 20261022692 (Realcomp)
3 beds1 bath1,190 sqftBuilt 19280.16 acres
1 / 19
Listing Description
Opportunity awaits with this 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space. Featuring updated hardwood floors, a roof less than 10 years old, HVAC & HWT within 5 years and an oversized 2.5-car garage, the property offers strong fundamentals and functional layout. With room for cosmetic improvements, this home presents an excellent chance to unlock added value. Conveniently located near amenities and major roadways, it’s a compelling option for those looking to maximize potential.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 1,190 sq ft, with original construction dating to 1928.
This home sold for $160,000 (about $134/sq ft).
Estimated annual property tax: $2,516, or about $210 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,190 sqft
Lot Size0.16 acres
Year Built1928
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/6/2026
Sold Date5/25/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,462
State Equalized Value$82,740
Taxable Value$75,720
Parcel #1336202020
Source: Public Records
Legal Description
T3N, R9E, SEC 36 HURON GARDENS NO 1 LOT 593
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph Vitatoe
KW Professionals
Frequently Asked Questions about 114 Waterly Avenue, Waterford, MI 48328
What school district is 114 Waterly Avenue, Waterford, MI 48328 in?
Per MLS# 20261022692, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261022692, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261022692, the most recent reported annual property tax for 114 Waterly Avenue, Waterford, MI 48328 is $2,462. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 114 Waterly Avenue, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 114 Waterly Avenue, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 114 Waterly Avenue, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,516
Monthly$210
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,183
Principal & interest$973
Property taxes$210
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
114 Waterly Avenue, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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