For Sale
11582 M-60, Three Rivers, MI 49093
$435,000
MLS # 26002377 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,136 sqftBuilt 20252.3 acres
1 / 36
Listing Description
This brand-new three-bedroom, two-and-a-half-bath, 2,136-square-foot ranch house is nestled among mature trees on a 2.3-acre tract with a broad lawn and 523 feet of waterfront on a 25-acre private lake with abundant wildlife and waterfowl. The interior, mostly carpeted with an entryway of hardwood-look vinyl, has a main-level living area with a vaulted paneled ceiling and access to a deck; a kitchen with stainless appliances and a peninsula with bar seating; a primary bedroom and primary bath with dual vanities, standup shower, and large walk-in closet; and a half-bath with laundry connections. Downstairs are a large living area with access to a covered patio; two bedrooms; and a bath with tub. The property includes a two-car attached garage.
Source: SparkMLS
About this home
Located in Three Rivers, this property offers 3-bedroom, 3-bath, 2,136 sq ft, with original construction dating to 2025.
Listed at $435,000 (about $204/sq ft).
Estimated annual property tax: $1,236, or about $103 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,136 sqft
Lot Size2.3 acres
Year Built2025
Stories1
Location
CityThree Rivers
MunicipalityFabius Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed1/19/2026
Original Price$475,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,236
Tax Year2026
Assessed Value$179,800
Parcel #7500402901801
Source: SparkMLS
Legal Description
COM SW COR SE 1/4 SEC 29 T6S R12W TH E 523.56 FT TH N 416 FT TH W 523.56 FT TH S 416 FT TO POB.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 11582 M-60, Three Rivers, MI 49093
Which school district serves 11582 M-60, Three Rivers, MI 49093?
Per MLS# 26002377, 11582 M-60, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26002377, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11582 M-60, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $1,236 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11582 M-60, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11582 M-60, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 11582 M-60, Three Rivers, MI 49093. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 11582 M-60, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fabius Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11582 M-60, Three Rivers, MI 49093
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