Sold
12289 Boyne City Road, Charlevoix, MI 49720
Sold on 05/08/2026 for$295,000
MLS # 1941586 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19720.6 acres
1 / 31
Listing Description
Charming and conveniently located, this 3-bedroom, 1-bath home sits just minutes from downtown Charlevoix and offers easy walkability to the shores of Lake Charlevoix. A new metal roof installed in 2018 adds durability and peace of mind, while the heated one-car garage provides year-round functionality. The home’s inviting character and efficient layout make it ideal as a primary residence, weekend getaway, or income-producing property. With proximity to downtown shopping, dining, and the beach, this property also presents an excellent short-term rental opportunity for investors seeking a strong Northern Michigan location. Home is located in Charlevoix Township
Source: SparkMLS
About this home
Located in Charlevoix, this property offers 3-bedroom, 1-bath, with original construction dating to 1972.
This home sold for $295,000.
Electric service is provided by City of Charlevoix; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.6 acres
Year Built1972
Stories1
Location
CityCharlevoix
Zip Code49720
CountyCharlevoix
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
Sale & Financing
Listed1/11/2026
Sold Date5/7/2026
Original Price$334,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Morton
Berkshire Hathaway HomeServices-Boyne City
Frequently Asked Questions about 12289 Boyne City Road, Charlevoix, MI 49720
Can I use FHA or VA financing for this property?
Per MLS# 1941586, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12289 Boyne City Road, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 12289 Boyne City Road, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: City of Charlevoix. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Charlevoix
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12289 Boyne City Road, Charlevoix, MI 49720
View full property history →
Get email alerts for new listings near 12289 Boyne City Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.