For Sale
12569 S Crystal Lake Drive, Cement City, MI 49233
$395,000
MLS # 26024509 (Michigan Regional Information Center (MichRIC))
2 beds3 baths984 sqftBuilt 19570.3 acres
1 / 90
Listing Description
Welcome to your private waterfront retreat in the heart of Michigan's beautiful Irish Hills! Situated along the peaceful shores of Perch Lake, this tastefully updated lakefront home offers the perfect blend of comfort, recreation, and year-round enjoyment. Perch Lake is a no wake, electric motor only lake, creating a quiet and relaxing setting ideal for boating, fishing, kayaking, swimming, and enjoying the natural beauty of Southern Michigan. Extensively updated in 2018, this home features new windows and doors, updated flooring, renovated upper and lower bathrooms, and a beautifully remodeled kitchen with granite countertops and stainless-steel appliances. A metal roof, installed approximately six years ago, adds long-term durability and peace of mind. The main level offers a warm and inviting living room with stunning lake views, abundant natural light, and an efficient natural fireplace perfect for chilly evenings. The spacious primary suite includes a private ensuite bathroom,
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 984 sq ft home built in 1957 sits in Cement City.
Currently offered at $395,000 (about $401/sq ft).
Annual property taxes run approximately $2,533 ($211/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area984 sqft
Lot Size0.3 acres
Year Built1957
Stories1
Location
CityCement City
MunicipalitySomerset Twp
Zip Code49233
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingHeat Pump
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/22/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,533
Tax Year2025
Assessed Value$87,527
Parcel #04-055-001-111-03-5-1
Source: SparkMLS
Legal Description
LOT 132 SUPERVISORS PLAT OF CRYSTAL LAKE SEC 3 T5S R1W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christopher Bailey
Remerica United Realty
Frequently Asked Questions about 12569 S Crystal Lake Drive, Cement City, MI 49233
Which school district serves 12569 S Crystal Lake Drive, Cement City, MI 49233?
Per MLS# 26024509, 12569 S Crystal Lake Drive, Cement City, MI 49233 is in the Addison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison directly to confirm enrollment eligibility.
What financing options are available for 12569 S Crystal Lake Drive, Cement City, MI 49233?
Per MLS# 26024509, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12569 S Crystal Lake Drive, Cement City, MI 49233?
Per public tax records, annual property taxes for this property are $2,533 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12569 S Crystal Lake Drive, Cement City, MI 49233 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12569 S Crystal Lake Drive, Cement City, MI 49233 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12569 S Crystal Lake Drive, Cement City, MI 49233?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12569 S Crystal Lake Drive, Cement City, MI 49233
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County
Lenawee County
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