For Sale
1325 S Hospital Road, Waterford, MI 48327
$649,900
MLS # 20261039505 (Realcomp)
4 beds3 baths2,226 sqftBuilt 19599.96 acres
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Listing Description
Welcome to this beautifully maintained 4-bedroom, 2.5-bath ranch situated on nearly 10 private acres (9.96 acres) and lovingly owned by the same family for over 100 years. This move-in-ready home features an updated kitchen that opens to a spacious dining area, a large living room with a charming brick fireplace, and a beautifully updated main bath with a soaking tub. The main level includes two bedrooms, while the finished walkout lower level offers two additional bedrooms, a large family room with fireplace, and ample storage space. Enjoy peaceful country views from the screened three-season room, and take advantage of the attached garage/mudroom with convenient half bath. Outside, you'll find a large cleared and fenced area perfect for family fun, pets, or entertaining, along with two large heated pole barns featuring overhead doors and plenty of room for vehicles, equipment, and recreational toys. A rare opportunity to own a well-cared-for home with acreage, privacy, and endless possibilities.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,226 sq ft home built in 1959 sits in Waterford Township in Waterford.
Listed at $649,900 (about $292/sq ft).
Property tax estimate: $6,506 per year ($542/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,226 sqft
Lot Size9.96 acres
Year Built1959
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Wood Siding
BasementWalk-Out Access
Garage6 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$7,168
State Equalized Value$213,950
Taxable Value$150,600
Parcel #1332301008
Source: Public Records
Legal Description
T3N, R9E, SEC 32 SUPERVISOR'S PLAT NO 55 LOT 7, ALSO VAC E 27 FT OF HOSPITAL RD ADJ TO SAME 3-23-95 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Manna
Real Estate One-W Blmfld
Frequently Asked Questions about 1325 S Hospital Road, Waterford, MI 48327
Which school district serves 1325 S Hospital Road, Waterford, MI 48327?
Per MLS# 20261039505, 1325 S Hospital Road, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261039505, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1325 S Hospital Road, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $7,168. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1325 S Hospital Road, Waterford, MI 48327 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1325 S Hospital Road, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1325 S Hospital Road, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$6,506
Monthly$542
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,757
Principal & interest$4,215
Property taxes$542
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1325 S Hospital Road, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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