Sold

176 Harbor Drive, 55, Ludington, MI 49431

Sold on 04/17/2026 for$850,000

MLS # 294642 (Greater Lansing Association of REALTORS®)

4 beds3 bathsBuilt 19930 acres

176 Harbor Drive, 55, Ludington, MI 49431 — front exterior

1 / 70

Listing Description

RARE, luxurious and carefree condo living on LAKE MICHIGAN! From the impressive two story ceramic floored entrance with curved staircase you will explore 2449 sq ft of updated and extras galore everywhere you look and STUNNING WATERFRONT sights from glorious oversized windows, deck and patio! There are four spacious bedrooms with three full baths, two living rooms and a gourmet kitchen from which you can oversee your elevated entertainment space and beach and LAKE! Even the window treatments and gas fireplace are top of the line. The two car attached to Garage is oversized and there is a possibility of additionally purchasing another separate garage. IMMEDIATE OCCUPANCY too, so you can enjoy the entire Michigan summer there in the exclusive CROSSWINDS community on the edge of the charming, View: Beach,Lake,Water

Source: SparkMLS

About this home

Located in Ludington in Ludington, this property offers 4-bedroom, 3-bath, with original construction dating to 1993.

Closed at $850,000.

Listing Property Details

Property TypeResidential

Property SubtypeCondominium

Bedrooms4

Bathrooms3

Year Built1993

Location

CityLudington

Zip Code49431

CountyMason

Construction & Systems

ConstructionVinyl Siding

SewerPublic

UtilitiesBroadband

Sale & Financing

Listed3/23/2026

Sold Date4/16/2026

Original Price$800,000

Source: SparkMLS

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Liz Horford

RE/MAX Real Estate Professionals

Frequently Asked Questions about 176 Harbor Drive, 55, Ludington, MI 49431

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 176 Harbor Drive, 55, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 176 Harbor Drive, 55, Ludington, MI 49431 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What utilities serve 176 Harbor Drive, 55, Ludington, MI 49431?

Per Michigan Public Service Commission service territory data: Sewer: Public. Confirm service details directly with providers.

MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.

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Or contact Alexander directly

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BETAMulti-Year Tax History

View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.