Sold
181 Hilltop Drive, Hart, MI 49420
Sold on 10/17/2025 for$360,000
MLS # 24064214 (Michigan Regional Information Center (MichRIC))
3 beds3 baths3,120 sqftBuilt 19860.11 acres
1 / 39
Listing Description
Don't miss out on this beautiful home on Hart Lake. New hardwood floors were installed in September. Large deck with in ground swimming pool. The pool has an electric safety cover. There is a main floor laundry and main floor master suite. The 2 fireplaces make it cozy on a cold night. Make an appointment to see this lovely home today. The listing agent is related to the seller.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,120 sq ft home built in 1986 sits in Hart.
Final sale price: $360,000 (about $115/sq ft).
Property tax estimate: $3,477 per year ($290/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,120 sqft
Lot Size0.11 acres
Year Built1986
Stories1
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart Public School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingHot Water
WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, LP Tank Owned
Sale & Financing
Listed12/31/2024
Sold Date10/16/2025
Original Price$449,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,477
Tax Year2024
Assessed Value$81,176
Parcel #6402018000300
Source: SparkMLS
Legal Description
WD898436 WD9925049 WD-L20000P206 SPL PER FL IN 2000 CITY OF HART HARDYS SUBDIVISION LOT 3.COMBINED WITH 020-180-003-00-01 & 020-180-003-00-02 IN 2015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brenda Seguin
Coldwell Banker Anchor-Hart
Frequently Asked Questions about 181 Hilltop Drive, Hart, MI 49420
Which school district serves 181 Hilltop Drive, Hart, MI 49420?
Per MLS# 24064214, 181 Hilltop Drive, Hart, MI 49420 is in the Hart Public School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart Public School District directly to confirm enrollment eligibility.
What financing options are available for 181 Hilltop Drive, Hart, MI 49420?
Per MLS# 24064214, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 181 Hilltop Drive, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $3,477 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 181 Hilltop Drive, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 181 Hilltop Drive, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 181 Hilltop Drive, Hart, MI 49420. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 181 Hilltop Drive, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$2,718
Principal & interest$2,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed Wireless
10 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsSyncWaveFixed Wireless
32 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
181 Hilltop Drive, Hart, MI 49420
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