Sold
191 Hilltop Drive, Hart, MI 49420
Sold on 08/21/2025 for$395,000
MLS # 25017711 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,698 sqftBuilt 19970.2 acres
1 / 32
Listing Description
Welcome to your next home on beautiful Hart Lake. This newly updated 4 bedroom, 2.5 bathroom lake home is move-in ready and packed with upgrades for comfort, efficiency, and style. Inside, you'll find a bright layout with fresh finishes throughout. Recent renovations include a newly-added downstairs bedroom and a dedicated home office—ideal for remote work or guests. The appliances, 2 of the bathrooms, the driveway, and the decks have all been refreshed, and a brand-new A/C unit and on-demand water heater have been installed for comfort and efficiency. If you've been waiting for the perfect home to show up, this is it!
Source: SparkMLS
About this home
Located in Hart in Hart, this property offers 4-bedroom, 3-bath, 2,698 sq ft, with original construction dating to 1997.
This home sold for $395,000 (about $146/sq ft).
Property tax estimate: $3,632 per year ($303/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,698 sqft
Lot Size0.2 acres
Year Built1997
Stories1
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart Public School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband, LP Tank Rented
Sale & Financing
Listed4/24/2025
Sold Date8/20/2025
Original Price$445,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,632
Tax Year2024
Assessed Value$135,500
Parcel #020-180-002-00
Source: SparkMLS
Legal Description
. WD969306 CITY OF HART HARDYS SUBDIVISION LOT 2.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mindie VanBoxel
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about 191 Hilltop Drive, Hart, MI 49420
Which school district serves 191 Hilltop Drive, Hart, MI 49420?
Per MLS# 25017711, 191 Hilltop Drive, Hart, MI 49420 is in the Hart Public School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart Public School District directly to confirm enrollment eligibility.
What financing options are available for 191 Hilltop Drive, Hart, MI 49420?
Per MLS# 25017711, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 191 Hilltop Drive, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $3,632 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 191 Hilltop Drive, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 191 Hilltop Drive, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 191 Hilltop Drive, Hart, MI 49420. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 191 Hilltop Drive, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed Wireless
10 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsSyncWaveFixed Wireless
32 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
191 Hilltop Drive, Hart, MI 49420
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Municipality
Hart
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