Sold
20860 Ridgemont Road, Harper Woods, MI 48225
Sold on 02/17/2026 for$40,000
MLS # 20251059475 (Realcomp)
4 beds3 baths1,180 sqftBuilt 19300.19 acres
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Listing Description
Fantastic investment opportunity in Harper Woods! This home is down to the studs and ready for your vision. Situated on a double lot in a desirable neighborhood with Grosse Pointe Schools, the property already has a brand new roof and is framed as a spacious 4 bedroom, 2.1 bath layout. Perfect for investors looking for a rehab project or for an owner-occupant using an FHA 203K loan to customize and build equity. Great location close to shopping, dining, and major freeways. Bring your contractor and design ideas. This property has incredible potential! BATVAI. Sold as-is. No entry without signing a liability waiver.
Source: SparkMLS
About this home
Located in Harper Woods in Harper Woods, this property offers 4-bedroom, 3-bath, 1,180 sq ft, with original construction dating to 1930.
Closed at $40,000 (about $34/sq ft).
Estimated annual property tax: $7,184, or about $599 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,180 sqft
Lot Size0.19 acres
Year Built1930
Stories2
Location
CityHarper Woods
MunicipalityHarper Woods City
Zip Code48225
CountyWayne
School DistrictGrosse Pointe
Construction & Systems
ConstructionOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/10/2025
Sold Date2/16/2026
Original Price$60,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,184
Parcel #42013040118300
Source: SparkMLS
Legal Description
223A118 119 LOTS 118 AND 119 INCL DALBY AND CAMPBELLS MACK VERNIER SUB PC 223 L58 P90 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Renzo Delzo
New Era Real Estate LLC
Frequently Asked Questions about 20860 Ridgemont Road, Harper Woods, MI 48225
What school district is 20860 Ridgemont Road, Harper Woods, MI 48225 in?
Per MLS# 20251059475, this property is served by Grosse Pointe. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 20860 Ridgemont Road, Harper Woods, MI 48225?
Per MLS# 20251059475, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059475, the most recent reported annual property tax for 20860 Ridgemont Road, Harper Woods, MI 48225 is $7,184. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20860 Ridgemont Road, Harper Woods, MI 48225 eligible for USDA financing?
Per USDA Rural Development boundary data, 20860 Ridgemont Road, Harper Woods, MI 48225 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20860 Ridgemont Road, Harper Woods, MI 48225 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 20860 Ridgemont Road, Harper Woods, MI 48225?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$259
Principal & interest$259
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20860 Ridgemont Road, Harper Woods, MI 48225
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Municipality
Harper Woods
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County
Wayne County
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