For Sale
21082 Elm Street, Reed City, MI 49677
$209,900
MLS # 26020756 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,759 sqftBuilt 19000.6 acres
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Listing Description
Dreaming of affordable country living? This charming 4-bedroom, 2-bath farmhouse-style home offers the peaceful setting buyers are searching for -- with room for gardening, bonfires, chickens, hobbies, and enjoying the outdoors! Located just outside of town, you'll love the quiet country feel while still being only minutes from Reed City amenities and US-10 access. Inside, you'll find a warm and welcoming layout filled with character, natural light, and flexible living space. Major update already completed with a brand new well installed in 2024! Whether you're searching for your first home, more room to spread out, or the perfect place to start your homestead dreams, this property offers incredible value and endless potential.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,759 sq ft home built in 1900 sits in Reed City.
Listed at $209,900 (about $119/sq ft).
Estimated annual property tax: $2,327, or about $194 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,759 sqft
Lot Size0.6 acres
Year Built1900
Stories2
Location
CityReed City
MunicipalityRichmond Twp
Zip Code49677
CountyOsceola
School DistrictReed City
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented
Sale & Financing
Listed5/6/2026
Original Price$215,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,327
Tax Year2025
Assessed Value$79,300
Parcel #13-275-055-00
Source: SparkMLS
Legal Description
LOT 55 HOLDEN'S ADDITION
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Hailey Martin
RiverTown Real Estate, LLC
Frequently Asked Questions about 21082 Elm Street, Reed City, MI 49677
Which school district serves 21082 Elm Street, Reed City, MI 49677?
Per MLS# 26020756, 21082 Elm Street, Reed City, MI 49677 is in the Reed City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reed City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020756, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21082 Elm Street, Reed City, MI 49677?
Per public tax records, annual property taxes for this property are $2,327 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21082 Elm Street, Reed City, MI 49677 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 21082 Elm Street, Reed City, MI 49677?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richmond Twp police department or the Osceola County sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21082 Elm Street, Reed City, MI 49677
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