Sold
21620 Francis Street, Saint Clair Shores, MI 48082
Sold on 05/26/2026 for$192,000
MLS # 50206410 (MiRealSource)
2 beds1 bathBuilt 19580.17 acres
1 / 38
Listing Description
Welcome home! This charming property is ready for its next owner. Originally a 3-bedroom layout, the home can easily be converted back, or you can continue enjoying the expanded dining area off the kitchen. The home is truly a blank canvas, offering endless potential for your finishing touches. The primary bedroom features a walk-in closet and a convenient half bathroom. The second bedroom offers first-floor laundry, with the option to use the original hookups in the basement—whichever suits your needs. Step outside to a spacious backyard, perfect for summer evenings, gatherings, or gardening. A two-car garage provides excellent storage and convenience. The partially finished basement adds even more flexibility for hobbies, storage, or future expansion. Located in St. Clair Shores, you’ll love being close to so many wonderful parks—and of course, the beloved Nautical Mile.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in St Clair Shores in Saint Clair Shores built in 1958.
Closed at $192,000.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.17 acres
Year Built1958
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48082
CountyMacomb
School DistrictLakeshore (St. Clair)
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/4/2026
Sold Date5/25/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Olivia Budny-Bartz
RE/MAX First
Frequently Asked Questions about 21620 Francis Street, Saint Clair Shores, MI 48082
What school district is 21620 Francis Street, Saint Clair Shores, MI 48082 in?
Per MLS# 50206410, this property is served by Lakeshore (St. Clair). In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 21620 Francis Street, Saint Clair Shores, MI 48082?
Per MLS# 50206410, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 21620 Francis Street, Saint Clair Shores, MI 48082 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 21620 Francis Street, Saint Clair Shores, MI 48082 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21620 Francis Street, Saint Clair Shores, MI 48082
View full property history →
Municipality
St Clair Shores
View all listings →
County
Macomb County
View county overview →
Get email alerts for new listings near 21620 Francis Street
We'll notify you when something hits the market in St Clair Shores or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.