Sold
2193 N Ryan Court, Bay City, MI 48706
Sold on 04/21/2026 for$360,000
MLS # 50200623 (MiRealSource)
3 beds2 bathsBuilt 20220.35 acres
1 / 39
Listing Description
SECOND CHANCE! Back on market at no fault of the property — previous buyer got cold feet! Location, location, location! Built in 2022, this 3-bedroom, 2 full bath ranch in the highly sought-after Brookside subdivision stands out from nearby new construction. Established landscaping, underground sprinkler system, and a Blink doorbell system are already in place. Well maintained and truly move-in ready, this home offers the feel of newer construction without the wait. Bright, open-concept layout with a spacious living area, modern kitchen, and comfortable primary suite designed for easy everyday living. All kitchen appliances plus washer and dryer are included. Ideally situated with quick access to I-75 and just minutes from SVSU and Delta College, with Bay City, Freeland, Auburn, Midland, and Saginaw all within a short drive. Call today for your private showing!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2022 sits in Bay City.
Final sale price: $360,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.35 acres
Year Built2022
Location
CityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding, Stone, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/2/2026
Sold Date4/20/2026
Original Price$374,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Piwowarski
Century 21 Signature Realty
Frequently Asked Questions about 2193 N Ryan Court, Bay City, MI 48706
Which school district serves 2193 N Ryan Court, Bay City, MI 48706?
Per MLS# 50200623, 2193 N Ryan Court, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 2193 N Ryan Court, Bay City, MI 48706?
Per MLS# 50200623, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2193 N Ryan Court, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2193 N Ryan Court, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2193 N Ryan Court, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,399
Principal & interest$2,399
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2193 N Ryan Court, Bay City, MI 48706
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