For Sale
22432 Pointe Drive, Saint Clair Shores, MI 48081
$399,900
MLS # 20261017909 (Realcomp)
4 beds2 baths2,388 sqftBuilt 20000.12 acres
1 / 36
Listing Description
Welcome to this beautifully maintained newer-built colonial in the heart of Saint Clair Shores—offering the perfect blend of space, functionality, and lifestyle.The sellers have recently upgraded the home with new flooring in the living areas and stairs, as well as added recessed lighting through out the home!Built in 2000, this 4-bedroom, 2-bath home stands out from the competition with its highly desirable layout featuring a main-floor primary bedroom, soaring vaulted ceilings, and an open-concept living space designed for both everyday living and effortless entertaining.The spacious kitchen flows seamlessly into the main living area, creating a bright and inviting atmosphere filled with natural light. Upstairs, you’ll find generously sized bedrooms—ideal for family, guests, or a dedicated home office setup.Step outside and enjoy a well-maintained yard with room to relax, entertain, or customize to your liking. Located just minutes from Lake St. Clair, marinas, dining, and shopping, this home offers the opportunity to enjoy the lake-area lifestyle without the premium waterfront price tag. Got a green thumb? Enjoy the greenhouse in the backyard to help you grow a beautiful garden!Whether you're looking for more space, a flexible floor plan, or the convenience of main-floor living, this home checks all the boxes.Schedule your showing today and see what makes this home a standout in today’s market.
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 4-bedroom, 2-bath, 2,388 sq ft, with original construction dating to 2000.
Listed at $399,900 (about $167/sq ft).
Annual property taxes run approximately $8,713 ($726/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,388 sqft
Lot Size0.12 acres
Year Built2000
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/22/2026
Original Price$440,000
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$180 / Annually
IncludesLawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$8,713
State Equalized Value$187,100
Taxable Value$187,100
Parcel #14-22-481-006
Source: Public Records
Legal Description
EAGLE POINTE ON THE LAKE SUBDIVISION (L3, P37) LOT 54
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Norman Campbell
Keller Williams Realty-Great Lakes
Frequently Asked Questions about 22432 Pointe Drive, Saint Clair Shores, MI 48081
What school district is 22432 Pointe Drive, Saint Clair Shores, MI 48081 in?
Per MLS# 20261017909, this property is served by Lakeview. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261017909, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261017909, the most recent reported annual property tax for 22432 Pointe Drive, Saint Clair Shores, MI 48081 is $8,713. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 22432 Pointe Drive, Saint Clair Shores, MI 48081 eligible for USDA financing?
Per USDA Rural Development boundary data, 22432 Pointe Drive, Saint Clair Shores, MI 48081 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 22432 Pointe Drive, Saint Clair Shores, MI 48081 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,609
Principal & interest$2,594
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22432 Pointe Drive, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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