Sold
2280 Manchester Drive, Saginaw, MI 48609
Sold on 02/27/2026 for$399,000
MLS # 50189411 (MiRealSource)
4 beds2 bathsBuilt 20020.42 acres
1 / 48
Listing Description
Back on Market with a new roof! Located in the sought-after Thomas Farms subdivision in Swan Valley School District, this Traditional and charming 2-story home checks all the boxes. The open-concept main floor is flooded with natural light and features a spacious living room with built-ins and a gas fireplace, an eat-in kitchen plus formal dining, first-floor laundry, and a private primary suite with backyard access. Upstairs offers 3 bedrooms, a media/bonus room, and an office—both easily flexing into 5th and 6th bedrooms if needed. Updates you’ll appreciate: NEW ROOF December 2025! Cat 5 Ethernet throughout, brand-new furnace and AC (2025), and a split AC unit in the bonus room. Outside, enjoy a fully fenced backyard for privacy, pets, & play! Video walkthrough: https://youtu.be/Zh51zm7rUgo
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 2002 sits in Thomas Township in Saginaw.
Final sale price: $399,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.42 acres
Year Built2002
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed9/23/2025
Sold Date2/26/2026
Original Price$449,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Natasha Jarzabkowski
White Realty
Frequently Asked Questions about 2280 Manchester Drive, Saginaw, MI 48609
What school district is 2280 Manchester Drive, Saginaw, MI 48609 in?
Per MLS# 50189411, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2280 Manchester Drive, Saginaw, MI 48609?
Per MLS# 50189411, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 2280 Manchester Drive, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2280 Manchester Drive, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2280 Manchester Drive, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2280 Manchester Drive, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2280 Manchester Drive, Saginaw, MI 48609
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Municipality
Thomas Township
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