For Sale
30812 Polk Road, Dowagiac, MI 49047
$850,000
MLS # 25062344 (Michigan Regional Information Center (MichRIC))
2 beds1 bath957 sqftBuilt 19500.22 acres
1 / 31
Listing Description
Enjoy Magician Lake living in this beautifully remodeled, west-facing lakefront home with spectacular sunset views. All-new landscaping enhances the curb appeal and outdoor living, while a spacious lakeside deck is perfect for grilling and entertaining. The dining room and den also capture stunning water views and offer direct deck access. The charming blue kitchen cabinets pair beautifully with the island featuring seating, making everyday cooking and hosting effortless. The terraced lakefront provides easy access to the water with just a few steps. Neat, clean, and truly move-in ready, this home also offers excellent potential to expand upward and/or outward for additional living space.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 957 sq ft home in Dowagiac built in 1950.
Asking $850,000 (about $888/sq ft).
Property tax estimate: $10,116 per year ($843/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 2,048 Mbps across 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area957 sqft
Lot Size0.22 acres
Year Built1950
Stories1
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingNone
WaterWell
SewerPublic
UtilitiesElectricity Available
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed12/18/2025
Original Price$899,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,116
Tax Year2025
Assessed Value$229,115
Parcel #14-130-003-020-60
Source: SparkMLS
Legal Description
2 legals on File, to be per title commitment. 2nd Parcel #14-130-003-018-09. Taxes, Tax Vaue, SEV reflect both parcels.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Mitchell
Cressy & Everett Real Estate
Frequently Asked Questions about 30812 Polk Road, Dowagiac, MI 49047
What school district is 30812 Polk Road, Dowagiac, MI 49047 in?
Per MLS# 25062344, this property is served by Dowagiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25062344, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25062344, the most recent reported annual property tax for 30812 Polk Road, Dowagiac, MI 49047 is $10,116 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 30812 Polk Road, Dowagiac, MI 49047 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 30812 Polk Road, Dowagiac, MI 49047 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 30812 Polk Road, Dowagiac, MI 49047?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,513
Principal & interest$5,513
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
Sister Lakes CableFiber
2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
30812 Polk Road, Dowagiac, MI 49047
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