Sold
3139 N Thomas Road, Saginaw, MI 48623
Sold on 03/13/2026 for$222,000
MLS # 50199077 (MiRealSource)
3 beds2 bathsBuilt 19780.34 acres
1 / 15
Listing Description
Tough to beat the Thomas Township location of this three bedroom, two full bath ranch inside the Hemlock School District. Spacious living room with a natural wood-burning fireplace flows into a large galley style kitchen featuring stainless steel appliances. Dedicated dining area with sliding glass doors overlooking the back yard. Step outside to a large two-level sun-soaked deck with a Viking hot tub, all within a fenced backyard with no rear neighbor's. Enjoy peace of mind with new windows, newer roof, newer HVAC systems including AC, and fresh paint inside and out. Sidewalk access leads you on an easy walk to the local convenience store. A great location to call home. Seller is a licensed real estate broker.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Thomas Township in Saginaw built in 1978.
Final sale price: $222,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.34 acres
Year Built1978
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48623
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/8/2026
Sold Date3/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gavin Wilson
Wilson Realty
Frequently Asked Questions about 3139 N Thomas Road, Saginaw, MI 48623
Which school district serves 3139 N Thomas Road, Saginaw, MI 48623?
Per MLS# 50199077, 3139 N Thomas Road, Saginaw, MI 48623 is in the Hemlock boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hemlock directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50199077, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3139 N Thomas Road, Saginaw, MI 48623 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3139 N Thomas Road, Saginaw, MI 48623 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3139 N Thomas Road, Saginaw, MI 48623. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3139 N Thomas Road, Saginaw, MI 48623?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3139 N Thomas Road, Saginaw, MI 48623
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Municipality
Thomas Township
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