For Sale
3162 Crescent Beach Road, Onekama, MI 49660
$950,000
MLS # 20251052254 (Realcomp)
3 beds2 baths2,436 sqftBuilt 19711 acres
1 / 32
Listing Description
Lakefront opportunity on Portage Lake’s sought-after south shore!This rare 1-acre parcel features a 475-foot-deep lot with 107 feet of prime lake frontage, offering wide-open water views and unforgettable summer sunsets. The existing ranch home (approximately 2,400 square feet) has been taken down to the studs and is ready for a new owner’s vision, whether that’s a full renovation or the perfect site for a brand-new lake home. Enjoy sun-filled southern exposure and direct access to the water. Put your dock out front and have all your summer toys right at your doorstep. A detached 2-car garage offers extra storage for boats, kayaks, or seasonal gear. Properties on this stretch rarely come available, so bring your contractor, architect, or creative imagination to make this your forever lake retreat. Portage Lake offers direct access to Lake Michigan, making it ideal for boating, kayaking, and water sports. Whether it’s summer on the lake or winter days skiing at Crystal Mountain or Caberfae Peaks, this location has something for every season. With golf at a dozen nearby courses, including Arcadia Bluffs Golf right off scenic M-22 Highway, plus the charm of nearby Manistee, you’ll enjoy the best of northern Michigan lake life year-round. Select photos are AI-generated and shown for inspiration to help visualize the property’s renovation or new build potential.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,436 sq ft home in Onekama built in 1971.
Asking $950,000 (about $390/sq ft).
Annual property taxes run approximately $10,885 ($907/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,436 sqft
Lot Size1 acres
Year Built1971
Stories1
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49660
CountyManistee
School DistrictOnekama
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/6/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,885
Parcel #1103401100
Source: SparkMLS
Legal Description
PT GOVT LOT 1, COM AT INTER OF N LN OF COUNTY RD & E LN OF LOT 1, TH W'LY ALG SD N LN OF RD 251 FT FOR POB, TH W'LY ALG SD N LN OF RD 111.9 FT, TH N PARA WITH E LN OF LOT 1 TO S SHR OF PORTAGE LAKE, TH E'LY ALG SHR TO PT WHICH IS 104 FT E OF LAST DES C W LN, TH S TO POB, INC RIPARIAN RTS. SEC 34 T23N R16W. 1 ACRE. SALE(81) 4399 0370, 3408 3705, (85) 2466 023A
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tracy L Johnson
Five Star Real Estate-Commerce
Frequently Asked Questions about 3162 Crescent Beach Road, Onekama, MI 49660
What school district is 3162 Crescent Beach Road, Onekama, MI 49660 in?
Per MLS# 20251052254, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251052254, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251052254, the most recent reported annual property tax for 3162 Crescent Beach Road, Onekama, MI 49660 is $10,885. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3162 Crescent Beach Road, Onekama, MI 49660 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
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Monthly payment$6,162
Principal & interest$6,162
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
3162 Crescent Beach Road, Onekama, MI 49660
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