Sold
32286 Center Street, Dowagiac, MI 49047
Sold on 02/27/2026 for$210,000
MLS # 25013080 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,251 sqftBuilt 19500.47 acres
1 / 24
Listing Description
$2,000 CLOSING COST CREDIT TO BUYER if under contract by 1/31/26. Wildwood subdivision, this 2-bedroom, 2-bathroom ranch offers the perfect blend of tranquility and potential. Enjoy access to three private beaches on beautiful Cable Lake, a peaceful, non-motorized lake ideal for swimming, kayaking, and fishing. Inside, you'll find an inviting layout with a spacious screened porch overlooking the nearly half-acre lot, a perfect spot for morning coffee or relaxing summer evenings. A potential third bedroom is ready to be finished; just add heat to complete the transformation. Recent updates include a newly replaced main support beam in the basement, upgraded 100-amp electrical service, and refreshed landscaping that enhances the home's curb appeal. Additional highlights include a newer roof, generous living space, and endless opportunities to make this home your own with cosmetic updates. Whether you're seeking a year-round residence or a peaceful lake getaway, this home is a rare find
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,251 sq ft home built in 1950 sits in Dowagiac.
Closed at $210,000 (about $168/sq ft).
Annual property taxes run approximately $1,067 ($89/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 2,048 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,251 sqft
Lot Size0.47 acres
Year Built1950
Stories1
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space, Michigan Basement, Partial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed10/20/2025
Sold Date2/26/2026
Original Price$269,900
Terms AcceptedCash, Conventional
Concessions$3,000
Source: SparkMLS
Tax Information
Annual Tax$1,067
Tax Year2024
Assessed Value$43,618
Parcel #14-130-221-037-00
Source: SparkMLS
Legal Description
. 1160-E 5S-16W LOTS 37, 38, 39 & 40 BLK 6 WILDWOOD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Emily Smith
Cressy & Everett Real Estate
Frequently Asked Questions about 32286 Center Street, Dowagiac, MI 49047
Which school district serves 32286 Center Street, Dowagiac, MI 49047?
Per MLS# 25013080, 32286 Center Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What financing options are available for 32286 Center Street, Dowagiac, MI 49047?
Per MLS# 25013080, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 32286 Center Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $1,067 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 32286 Center Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 32286 Center Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 32286 Center Street, Dowagiac, MI 49047. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 32286 Center Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
Sister Lakes CableFiber
2 GbpsXfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
32286 Center Street, Dowagiac, MI 49047
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