For Sale
362 N Linwood Beach Road, Linwood, MI 48634
$387,000
MLS # 50208631 (MiRealSource)
3 beds1 bathBuilt 19600.15 acres
1 / 36
Listing Description
Wake up to breathtaking sunrises over Saginaw Bay and experience the waterfront lifestyle that makes Linwood Beach so special. Known for exceptional fishing, waterfowl hunting, and abundant wildlife, the area is a true paradise for outdoor enthusiasts. A nearby marina makes getting on the water quick and convenient for boating, kayaking, and exploring the bay. Inside, this raised two story home was designed to capture the views with a spacious great room featuring a fireplace, large windows, and multiple sliding glass doors leading to a wrap around deck overlooking the water. The loft style primary suite offers beautiful bay views, while additional bedrooms provide comfortable space for family and guests. An attached two car garage and additional shed on the included extra parcel across the street offer excellent storage for boats, kayaks, and outdoor equipment. Whether you are searching for a full time waterfront home or the perfect up north escape, this property offers the ideal sunrise side lifestyle.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Linwood built in 1960.
Listed at $387,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.15 acres
Year Built1960
Location
CityLinwood
MunicipalityFraser Twp
Zip Code48634
CountyBay
School DistrictPinconning
Construction & Systems
BasementSlab
Garage2 spaces
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 362 N Linwood Beach Road, Linwood, MI 48634
Which school district serves 362 N Linwood Beach Road, Linwood, MI 48634?
Per MLS# 50208631, 362 N Linwood Beach Road, Linwood, MI 48634 is in the Pinconning boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pinconning directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50208631, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 362 N Linwood Beach Road, Linwood, MI 48634 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 362 N Linwood Beach Road, Linwood, MI 48634 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 362 N Linwood Beach Road, Linwood, MI 48634?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fraser Twp police department or the Bay County sheriff's office.
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Monthly payment$2,510
Principal & interest$2,510
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
362 N Linwood Beach Road, Linwood, MI 48634
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