For Sale
3869 Club Road, Indian River, MI 49749
$439,900
MLS # 201839312
2 beds2 baths2.36 acres
1 / 41
Listing Description
Spacious Ranch with Little Sturgeon Frontage in Downtown Indian River. Welcome to this beautifully designed ranch-style home located in the heart of downtown Indian River, offering desirable frontage on the scenic Little Sturgeon River. This home features an open floor plan that seamlessly connects the living, dining, & kitchen areas--ideal for entertaining & gatherings. The thoughtful split-floor layout ensures privacy, with bedrooms located on opposite sides of the main living space. Interior highlights include wood flooring, a ceiling fan, a cozy fireplace, and expansive windows that fill the home with natural light. The master suite offers a peaceful retreat with ample space & comfort. The master bath has recently been remodeled to perfection. Motivated Seller., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 2-bedroom, 2-bath home sits in Indian River.
Currently offered at $439,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Lot Size2.36 acres
Location
CityIndian River
MunicipalityTuscarora Twp
Zip Code49749
CountyCheboygan
Sale & Financing
Listed4/8/2026
Original Price$459,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Terri A. Vizina
COLDWELL BANKER SCHMIDT INDIAN RIVER
Frequently Asked Questions about 3869 Club Road, Indian River, MI 49749
Is 3869 Club Road, Indian River, MI 49749 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3869 Club Road, Indian River, MI 49749 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Tuscarora Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$2,853
Principal & interest$2,853
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3869 Club Road, Indian River, MI 49749
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